1012 Island Way, Saint Augustine, FL 32080 Property Records

St. Johns County property record for 1012 Island Way, Saint Augustine, FL 32080 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,438 sqft · built 2020
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on File
Last Sale	$192,500 (Jul 2004)
Tax Bill	$8,936 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2019 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`172491-0450`

Property Details

APN / Parcel Number

Primary APN	`172491-0450`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	18 Plumbing Fixtures
Stories	2 Stories
Building Area	3,438 sqft Living Area
Gross Area	3,995 sqft
1st Floor Area	1,094 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	906 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 ISLAND WAY
City	SAINT AUGUSTINE
State	FL
Zip	32080-8743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	40/80-88 ANASTASIA DUNES UNIT 1 LOT 45 OR2246/547 & 5402/132(L/E)
Legal Range	30E
Legal Township	08S
Legal Section	03
Legal Subdivision	ANASTASIA DUNES UNIT 1
Legal Block	1
Legal Lot Number	45
Legal Unit	1
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1030
Census Tract	21410

Owner

Source: St. Johns County records · APN 172491-0450

Assessment roll updated April 13, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Nov 15, 2019	Deed of Trust, Mortgage · Construction Mortgage REGIONS BANK
Aug 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 25, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Mar 02, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF NAT'L TR & SVGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2004 · Amount on Record
Deed Sale	Jul 21, 2004 · Amount on Record
Prior Sale	Jun 22, 2004 · Amount on Record
Deed Document Number	200455194
Deed Book / Page	2246 / 547
Last Transfer Date	Oct 25, 2021
Transfer Doc	0054020132
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743
Transaction Type	Mortgage
Record Updated	May 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743

Mortgage

Document Number	0051870154
Date	Feb 23, 2021
Book Page	5187/154
Instrument	2021020081

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	315 Months
Due	May 07, 2047

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048320699
Date	Nov 15, 2019
Book Page	4832/0699
Instrument	2019085765

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Sep 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047810397
Date	Aug 20, 2019
Book Page	4781/0397
Instrument	2019061363

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2049

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOHNS FL
Recording Date	Oct 25, 2021
Property Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743
Document Number	0054020132
Book / Page	5402 / 132
Map Reference	MB 40 PG 80-88
Instrument Date	Oct 25, 2021
Instrument	2021115848
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1012 ISLAND WAY, ST AUGUSTINE, FL 32080-8743

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	1012 ISLAND WAY, SAINT AUGUSTINE, FL 32080-8743
Document Number	0045150285
Instrument Date	Mar 02, 2018
Transaction Type	Mortgage
Record Updated	Mar 26, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 ISLAND WAY ST AUGUSTINE FL 320808743, ST AUGUSTINE, FL 32080-8743

Mortgage

Document Number	0045150285
Date	Mar 13, 2018
Book Page	004515/000285
Instrument	16503

Lender

Name	BANK OF NAT'L TR & SVGS
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine Beach City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$569,743 (+2.7%)	$1,255,348 (-2.89%) Land $350,000 Building $905,348
2025	$8,936.00 (+8.76%) Homeowner's exemption	$554,764 (+2.9%)	$1,292,689 (+5.11%) Land $350,000 Building $942,689
2024	$8,216.00 (+4.89%) Homeowner's exemption	$539,129 (+3%)	$1,229,887 (+9.49%) Land $350,000 Building $879,887
2023	$7,833.00 (+1.54%) Homeowner's exemption	$523,426 (+3%)	$1,123,318 (+5.6%) Land $350,000 Building $773,318
2022	$7,714.00 Homeowner's exemption	$508,181	$1,063,728 Land $291,200 Building $772,528

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090214101, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 243 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	365 units insured 122 under condo master policies
Nearby Flood Claims	5 (2016–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024, other causes
Claims By Storm	Hurricane Matthew, Oct 2016 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 248 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
IQ Fiber Intermediate Holdings	Fiber	5,000 / 5,000
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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