1012 Heights Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 1012 Heights Dr, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,744 sqft · built 1994
Lot Size	0.362 acres (15,769 sqft)
Owner	2 Company Names on Record
Last Sale	$509,000 (Aug 2023)
Tax Bill	$11,592 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Aug 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`18-8780-0019-00-5`

Property Details

APN / Parcel Number

Primary APN	`18-8780-0019-00-5`
Alternative APN	`11-18-8780-0019-00-5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,744 sqft Living Area
1st Floor Area	1,372 sqft
Basement Area	1,372 sqft
Unfinished Basement	1,372 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Lot Area	15,769 sqft (0.362 acres)
Lot Dimensions	150 ft deep x 105 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 HEIGHTS DR
City	SAINT JOSEPH
State	MI
Zip	49085-3539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 19 WESTWOOD HEIGHTS
Legal Subdivision	WESTWOOD HEIGHTS
Legal Lot Number	19
Legal Unit	19
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1009
Census Tract	1100

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit HONOR CU
Aug 11, 2023	Deed, Transfer
Aug 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Aug 12, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, AMROCK LLC RECORDING DEPT
Jun 20, 2017	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Jun 17, 2014 · Amount on Record
Deed Document Number	2023386624
Deed Book / Page	3409 / 3535
Prior Transfer Date	Jul 29, 2021
Prior Transfer Doc	00003340/1
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03178/0994
Date	Jul 24, 2017
Book Page	3178/0994

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 12, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 11, 2023
Property Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539
Document Number	03409/3535
Book / Page	3409 / 3535
Map Reference	LB 25 PG 3
Instrument Date	Aug 10, 2023
Instrument	2023386624
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Tax	$3,817.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 12, 2021
Property Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539
Document Number	00003340/1
Book / Page	3340 / 1
Map Reference	LB 25 PG 3
Instrument Date	Jul 29, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539

Mortgage

Document Number	0000033405
Date	Aug 12, 2021
Instrument	3340/5

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	365 Months
Due	Jan 1, 2052

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Aug 12, 2021
Property Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539
Document Number	0003340/21
Book / Page	3340 / 21
Map Reference	LB 25 PG 3
Instrument Date	Dec 29, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	NOT AVAILABLE, AMROCK LLC RECORDING DEPT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jun 20, 2017
Property Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539
Document Number	03175/0710
Book / Page	3175 / 0710
Map Reference	LB25 PG3
Instrument Date	Jun 19, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1012 HEIGHTS DR, SAINT JOSEPH, MI 49085-3539

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,400 (+2.8%)	$476,800 (+2.8%)
2025	$11,592.00 (+1.38%)	$231,900 (+16.77%)	$463,800 (+16.77%)
2024	$11,434.00 (+135.22%)
2023		$198,600 (+22.52%)	$397,200 (+22.52%)
2022	$4,861.00 (+3.47%) Homeowner's exemption	$162,100	$324,200
2021	$4,698.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2009–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mercury Fiber Fixed Wireless	150 / 20

May also be available: AT&T, Verizon.

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