1012 Gregory St, Flatwoods, KY 41139 Property Records

Greenup County property record for 1012 Gregory St, Flatwoods, KY 41139

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Tax Bill	$790 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
APN	`182-20-04-056.00`

Property Details

APN / Parcel Number

Primary APN	`182-20-04-056.00`
Alternative APN	`31485`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,056 sqft Living Area

Exterior

Exterior Material	Other
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Mixed
Garage Area	288 sqft
Driveway	Asphalt Driveway
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	31485
Street Address	1012 GREGORY ST
City	FLATWOODS
State	KY
Zip	41139-1328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WM POWELL LT 20 & PT LT 19
Legal Subdivision	WM POWELL
Legal Tract	4
Legal Lot Number	19-20
Jurisdiction	GREENUP KY
Township / Civil Division	FLATWOODS-RUSSELL
Census Block Group	2
Census Block	2000
Census Tract	40201

Owner

Source: Greenup County records · APN 182-20-04-056.00

Assessment roll updated October 23, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 GREGORY ST, FLATWOODS, KY 41139-1328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Oct 27, 2010
Transfer Doc	00D5640267
Record Updated	Jun 08, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENUP KY
Property Address	1012 GREGORY ST, FLATWOODS, KY 41139-1328
Document Number	0000563500
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 02, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 GREGORY ST FLATWOODS KY 411391328, FLATWOODS, KY 41139-1328

Mortgage

Document Number	0000563500
Date	Apr 27, 2020
Book Page	000963/000614
Instrument	563500

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	ASHLAND, KY 41105-1468

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2030

Tax Assessment & Valuation

Source: Greenup County records · Assessment roll updated October 23, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Greenup County
Municipality	Flatwoods City
Unified School District	Russell Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$790.00 (+1.94%)	$49,000 (-) Land $10,000 Building $39,000	$49,000 (-) Land $10,000 Building $39,000
2023	$775.00	$49,000 Land $10,000 Building $39,000	$49,000 Land $10,000 Building $39,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Claims	3 (2009–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Based on FCC filings for 406 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FLATWOODS WATER COMPANY private · serves 9,649 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.