1012 Greenridge Dr, Dayton, OH 45429 Property Records

Montgomery County property record for 1012 Greenridge Dr, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,840 sqft · built 1920
Lot Size	0.305 acres (13,293 sqft)
Owner	2 Individual Names on Record
Last Sale	$338,000 (Sep 2025)
Tax Bill	$5,613 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64-00817-0081`

Property Details

APN / Parcel Number

Primary APN	`N64-00817-0081`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,840 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Old Style
Exterior Material	Brick
Lot Area	13,293 sqft (0.305 acres)
Lot Dimensions	92 ft deep x 103 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	192 sqft
Deck Area	238 sqft
Patio Area	238 sqft
Shed	1 Shed
Shed Area	112 sqft
Canopy	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1012 GREENRIDGE DR
City	DAYTON
State	OH
Zip	45429-4624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	350 FAIRMONT ACRES 5
Legal Subdivision	FAIRMONT ACRES 5
Legal Lot Number	81
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1006
Census Tract	20601

Owner

Source: Montgomery County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 GREENRIDGE DR, KETTERING, OH 45429-4624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Sep 8, 2025	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2025 · Amount on Record
Deed Sale	Sep 8, 2025 · Amount on Record
Prior Sale	Nov 22, 1993
Deed Document Number	202548671
Prior Transfer Date	Aug 24, 2006
Prior Transfer Doc	0000080167
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Jun 11, 2026
Property Address	1012 GREENRIDGE DR, DAYTON, OH 45429-4624
Document Number	0000034737
Instrument Date	Jun 3, 2026
Instrument	202634737
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GREENRIDGE DR, DAYTON, OH 45429-4624

Mortgage

Document Number	0000034737,
Date	Jun 11, 2026
Instrument	202634737

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 8, 2025
Property Address	1012 GREENRIDGE DR, DAYTON, OH 45429-4624
Document Number	0000048671
Map Reference	MB EE PG 50
Instrument Date	Aug 21, 2025
Instrument	2025-00048671
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 GREENRIDGE DR, KETTERING, OH 45429-4624

Mortgage

Document Number	0000048672
Date	Sep 8, 2025
Instrument	2025-00048672

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	5.15%
Max Rate At Change	9.25%
Max Rate	13.2%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,613.00	$87,280 (-) Land $15,360 Building $71,920	$249,380 (-) Land $43,890 Building $205,490
2024	$5,613.00 (+2.71%)	$87,280 (-) Land $15,360 Building $71,920
2023	$5,465.00 (+4.81%)	$87,280 (+32.68%) Land $15,360 Building $71,920	$249,380 (+32.69%) Land $43,890 Building $205,490
2022	$5,214.00	$65,780 Land $11,550 Building $54,230
2020			$187,940 Land $33,000 Building $154,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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