1012 Great Falls Dr, Monroe, NC 28110 Property Records

Union County property record for 1012 Great Falls Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 ba · 1,359 sqft · built 1999
Lot Size	0.154 acres (6,708 sqft)
Owner	Trust Name on File
Last Sale	$140,000 (Apr 2017)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Mar 2021 Construction Loan + 4 more
Flood Zone	Zone X (minimal risk)
APN	`09-396-322`

Property Details

APN / Parcel Number

Primary APN	`09-396-322`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,359 sqft Living Area
Gross Area	1,611 sqft
1st Floor Area	1,359 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,708 sqft (0.154 acres)
Garage Type	Attached
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	45 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 GREAT FALLS DR
City	MONROE
State	NC
Zip	28110-9367
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	47 MERIWETHER OPCF689 OPCD689 1012 GREAT FALLS DR
Legal Subdivision	MERIWETHER
Legal Lot Number	47
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2000
Census Tract	20307

Owner

1012 Great Falls Dr, a rural home, is held in a trust since April 2018.

Source: Union County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	102 GREAT FALLS DR, MONROE, NC 28110
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage MCLEAN MORTGAGE CORP
Mar 9, 2021	Deed of Trust, Mortgage · Construction Mortgage BARCLAYS BANK PLC
Mar 17, 2020	Deed of Trust, Mortgage · FHA Mortgage ARVEST BANK
Jul 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Warranty Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC
Apr 13, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2017 · Amount on File
Deed Sale	Apr 20, 2017 · Amount on File
Prior Sale	Jun 19, 2000 · Amount on File
Deed Document Number	201710715
Deed Book / Page	6915 / 695
Last Transfer Date	Apr 26, 2018
Transfer Doc	0007207041
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 GREAT FALLS DR, MONROE, NC 28110-9367
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8220740
Date	Aug 27, 2021
Book Page	8220/740
Instrument	40679

Lender

Name	MCLEAN MORTGAGE CORP
Type	Mortgage Company
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 GREAT FALLS DR, MONROE, NC 28110-9367
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SELECTITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8016784
Date	Mar 9, 2021
Book Page	8016/784
Instrument	10728

Lender

Name	BARCLAYS BANK PLC
Type	Bank
Address	NEW YORK, NY 10019

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 9, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 GREAT FALLS DR, MONROE, NC 28110-9367
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7611184
Date	Mar 17, 2020
Book Page	7611/184
Instrument	8889

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 31, 2018
Property Address	1012 GREAT FALLS DR, MONROE, NC 28110-9367
Document Number	720741
Book / Page	007207 / 000041
Instrument Date	Apr 26, 2018
Instrument	21325
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	102 GREAT FALLS DR MONROE NC 28110, MONROE, NC 28110

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Apr 20, 2017
Property Address	1012 GREAT FALLS DR, MONROE, NC 28110-9367
Document Number	0006915695
Book / Page	6915 / 695
Map Reference	CAB F FILE 689
Instrument Date	Apr 18, 2017
Instrument	0010715
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3440 TORINGDON WAY # 308, 308, CHARLOTTE, NC 28277-3190

Mortgage

Document Number	0000010716
Date	Apr 20, 2017
Instrument	0010716

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Apr 13, 2017
Property Address	1012 GREAT FALLS DR, MONROE, NC 28110-9367
Document Number	6912215
Book / Page	006912 / 000215
Instrument Date	Feb 8, 2017
Instrument	10143
Transaction Type	Transfer
Record Updated	Jul 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11810 DAN MAPLES DR CHARLOTTE NC 282779654, CHARLOTTE, NC 28277-9654

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Great Falls Dr was $2,206.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,300 (-) Land $66,500 Building $261,800	$328,300 (-) Land $66,500 Building $261,800
2025	$2,206.00	$328,300 Land $66,500 Building $261,800	$328,300 Land $66,500 Building $261,800
2023	$1,810.00	$213,000 Land $38,100 Building $174,900	$213,000 Land $38,100 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Great Falls Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1998–2023)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Sep 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Great Falls Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: Windstream.

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