1012 Grady St, Salisbury, NC 28144 Property Records

Rowan County property record for 1012 Grady St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,176 sqft · built 2023
Lot Size	0.151 acres (6,578 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Nov 2023)
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012 121`

Property Details

APN / Parcel Number

Primary APN	`012 121`
Alternative APN	`6119694`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	6,578 sqft (0.151 acres)
Lot Dimensions	14 ft deep x 4.7 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	1012 GRADY ST
City	SALISBURY
State	NC
Zip	28144-3849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.15 LT 1
Legal Subdivision	GREEN HILLS
Legal Lot Number	1
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	2
Census Block	2021
Census Tract	50800

Owner

Source: Rowan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 GRADY ST, SALISBURY, NC 28144-3849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2023	Special Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
Nov 1, 2022	Quit Claim Deed, Transfer Quitclaim
May 6, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2023 · Amount on Record
Deed Sale	Nov 14, 2023 · Amount on Record
Prior Sale	Jul 27, 2023 · Amount on Record
Deed Book / Page	1432 / 915
Prior Transfer Date	Feb 10, 2023
Record Updated	Sep 20, 2026

November 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 14, 2023
Property Address	1012 GRADY ST, SALISBURY, NC 28144-3849
Document Number	0014320915
Book / Page	1432 / 915
Map Reference	MB 9995 PG 10380
Instrument Date	Nov 8, 2023
Transaction Type	Transfer
Record Updated	Dec 4, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GRADY ST, SALISBURY, NC 28144-3849

Mortgage

Document Number	0001432916
Date	Nov 14, 2023
Instrument	1432//916

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Mortgage

Document Number	0014320917
Date	Nov 14, 2023
Book Page	1432/917

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded

November 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 1, 2022
Property Address	1012 GRADY ST, SALISBURY, NC 28144-3849
Document Number	0014120892
Book / Page	1412 / 892
Map Reference	MB 9995 PG 501
Instrument Date	Oct 31, 2022
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6549 MOREHEAD RD, HARRISBURG, NC 28075-8492
Investor	Possibly a Property Investor

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	May 6, 2021
Property Address	1012 GRADY ST, SALISBURY, NC 28144-3849
Document Number	0013740485
Book / Page	1374 / 485
Map Reference	MB 9995 PG 501
Instrument Date	May 5, 2021
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Amount	Amount Recorded
Tax	$40.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 NEWPORT DR, SALISBURY, NC 28144-8862

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6220 HUDSPETH RD, SALISBURY, NC 28144
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,873.00 (+390.31%)	$156,634 (+389.89%) Land $11,515 Building $145,119
2023	$382.00	$31,973 Land $31,973	$156,634 Land $11,515 Building $145,119

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Windstream.

Nearby Properties on Grady St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures