1012 Gary St, Cheney, WA 99004 Property Records

Spokane County property record for 1012 Gary St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,866 sqft · built 1969
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,981 (2026)
Deeds & Mortgages	Nov 2018 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13144.3203`

Property Details

APN / Parcel Number

Primary APN	`13144.3203`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,866 sqft Living Area
Gross Area	2,441 sqft
1st Floor Area	1,241 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	575 sqft
Parking Spaces	2 Parking Spaces
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1012 GARY ST
City	CHENEY
State	WA
Zip	99004-1344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	VIEW ACRES ADD L3 B1
Legal Range	41E
Legal Township	23N
Legal Section	14
Legal Subdivision	VIEW ACRES ADD
Legal Block	1
Legal Lot Number	3
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	1
Census Block	1004
Census Tract	14002

Owner

Source: Spokane County assessment roll, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 GARY ST, CHENEY, WA 99004-1344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 24, 2018
Transfer Doc	0006758536
Record Updated	Sep 20, 2026

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOKANE WA
Recording Date	Nov 7, 2018
Property Address	1012 GARY ST, CHENEY, WA 99004-1344
Document Number	0006758536
Map Reference	VOL9 PG31
Instrument Date	Oct 24, 2018
Instrument	6758536
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	FIDELITY NATIONAL TITLE GROU

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 GARY ST, CHENEY, WA 99004-1344

Mortgage

Document Number	0006758537
Date	Nov 7, 2018
Instrument	6758537

Lender

Name	REVERSE MORTGAGE FUNDING LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.63%
Type Change Date	Nov 1, 2019
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	LIBOR
Margin	2
Max Rate	7%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,981.00 (+2.52%)	$373,000 (+4.92%) Land $80,000 Building $293,000	$373,000 (+4.92%) Land $80,000 Building $293,000
2025	$3,883.00 (+16.78%)	$355,500 (+5.21%) Land $75,000 Building $280,500	$355,500 (+5.21%) Land $75,000 Building $280,500
2024	$3,325.00 (+17.45%)	$337,900 (+32.61%) Land $75,000 Building $262,900	$337,900 (+32.61%) Land $75,000 Building $262,900
2023	$2,831.00 (+0.25%)	$254,800 Land $40,000 Building $214,800	$254,800 Land $40,000 Building $214,800
2022	$2,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Northwest Fiber Fiber	6,000 / 6,000
Verizon Fixed Wireless	300 / 20

May also be available: Davis Communications.

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