1012 Garnet Dr, Calera, AL 35040 Property Records

Shelby County property record for 1012 Garnet Dr, Calera, AL 35040

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,639 sqft · built 2008
Lot Size	0.328 acres (14,288 sqft)
Owner	Individual Name on Record
Last Sale	$257,000 (Jul 2024)
Tax Bill	$1,348 (2026)
Deeds & Mortgages	Apr 2025 Mortgage May 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`284174004001000`

Property Details

APN / Parcel Number

Primary APN	`284174004001000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,639 sqft Heated Area
1st Floor Area	1,639 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,288 sqft (0.328 acres)
Lot Dimensions	159 ft deep x 104 ft wide
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 GARNET DR
City	CALERA
State	AL
Zip	35040-6118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 17 22S 02W NBRHD: 03 EMERALD RIDGE R-2
Legal Range	02W
Legal Township	22S
Legal Section	17
Legal Subdivision	EMERALD RIDGE SEC 3
Legal Lot Number	19
Jurisdiction	SHELBY AL
Township / Civil Division	CALERA
Census Block Group	2
Census Block	2019
Census Tract	30503

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 GARNET DR, CALERA, AL 35040-6118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2025	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 1, 2025	Warranty Deed, Subdivision Related Transfer
Jul 31, 2024	Warranty Deed, Transfer · VA Mortgage VALLEY NATIONAL BANK
Aug 29, 2017	Warranty Deed, Transfer · Conventional Mortgage BRYANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Apr 8, 2021 · Amount on Record
Deed Document Number	2024236520
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	1012 GARNET DR, CALERA, AL 35040-6118
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GARNET DR, CALERA, AL 35040-6118

Mortgage

Document Number	0000123610
Date	Apr 25, 2025
Instrument	20250425000123610

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	May 1, 2025
Property Address	1012 GARNET DR, CALERA, AL 35040-6118
Document Number	0000129710
Map Reference	MB 58 PG 69A&69B
Instrument Date	Apr 29, 2025
Instrument	20250501000129710
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2019 TURQUOISE LN, CALERA, AL 35040-4021

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 31, 2024
Property Address	1012 GARNET DR, CALERA, AL 35040-6118
Document Number	0000236520
Map Reference	MB 39 PG 35
Instrument Date	Jul 25, 2024
Instrument	20240731000236520
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	413 GRAND RESERVE DR, PELHAM, AL 35124-1275

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GARNET DR, CALERA, AL 35040-6118

Mortgage

Document Number	0000236530
Date	Jul 31, 2024
Instrument	20240731000236530

Lender

Name	VALLEY NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Aug 29, 2017
Property Address	1012 GARNET DR, CALERA, AL 35040-6118
Document Number	0000314150
Map Reference	MB39 PG35
Instrument Date	Aug 25, 2017
Instrument	20170829000314150
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4935 STONECREEK WAY, 4935, CALERA, AL 35040-7672

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 GARNET DR, CALERA, AL 35040-6118

Mortgage

Document Number	0000314160
Date	Aug 29, 2017
Instrument	20170829000314160

Lender

Name	BRYANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Calera City
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00 (+1.58%)
2025	$1,327.00	$24,580 (-)	$245,700 (-0.04%) Land $55,000 Building $190,700
2024	$1,327.00 (+1.53%) Homeowner's exemption	$24,580 (-1.6%)	$245,800 (-1.6%) Land $55,000 Building $190,800
2023	$1,307.00 Homeowner's exemption	$24,980	$249,800 Land $50,000 Building $199,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CALERA, THE WWB OF TE serves 26,982 people · EPA ID AL0001150
Water Source	Surface water
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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