Waynesboro City property record for 1012 Gardner St, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,118 sqft · built 2013 |
| Lot Size | 0.228 acres (9,944 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $141,500 (Aug 2016) |
| Tax Bill | $2,201 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Feb 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 38 2 4-11 |
| Primary APN | 38 2 4-11 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,118 sqft Living Area |
| 1st Floor Area | 1,118 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,944 sqft (0.228 acres) |
| Garage Area | 782 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 452725 |
|---|---|
| Street Address | 1012 GARDNER ST |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RG-5 |
| Legal Description | BLOCK 4 LOT 11 GARDNER-FRYE ADT |
| Legal Subdivision | GARDNER FRYE ADDN |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 4 |
| Census Block | 4033 |
| Census Tract | 3200 |
Source: Waynesboro City records, as of August 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 GARDNER ST, WAYNESBORO, VA 22980-2916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 24, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Feb 2, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 8, 2016 · Amount on Record |
| Deed Sale | Aug 8, 2016 · Amount on Record |
| Prior Sale | Apr 25, 2014 · Amount on Record |
| Deed Document Number | 20161604 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Jul 24, 2026 |
| Property Address | 1012 GARDNER ST, WAYNESBORO, VA 22980-2916 |
| Document Number | 0000001814 |
| Instrument Date | Jul 22, 2026 |
| Instrument | 20261814 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1012 GARDNER ST, WAYNESBORO, VA 22980-2916 |
| Document Number | 0000001814, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 20261814 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 1012 GARDNER ST, WAYNESBORO, VA 22980-2916 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210000288 |
|---|---|
| Date | Feb 2, 2021 |
| Instrument | 210000288 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Waynesboro City assessment roll, as of August 28, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,201.00 (+6.12%) | $253,000 (-) Land $36,000 Building $217,000 | $253,000 (-) Land $36,000 Building $217,000 |
| 2025 | $2,074.00 (+22.14%) | $253,000 (+14.69%) Land $36,000 Building $217,000 | $253,000 (+14.69%) Land $36,000 Building $217,000 |
| 2023 | $1,698.00 | $220,600 Land $33,500 Building $187,100 | $220,600 Land $33,500 Building $187,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Sep 2003 · Hurricane Isabel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 59% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people · EPA ID VA2820775 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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