1012 Furgeson Ln, Frederick, MD 21702 Property Records

Frederick County property record for 1012 Furgeson Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,218 sqft · built 2022
Lot Size	0.114 acres (4,950 sqft)
Owner	Individual Name on Record
Last Sale	$468,372 (Dec 2021)
Tax Bill	$8,180 (2024)
Deeds & Mortgages	May 2023 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-601172`

Property Details

APN / Parcel Number

Primary APN	`02-601172`
Alternative APN	`601172`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,218 sqft Living Area
1st Floor Area	1,109 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,950 sqft (0.114 acres)
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	601172
Street Address	1012 FURGESON LN
City	FREDERICK
State	MD
Zip	21702-4913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 100 4,950 SQ FT WAVERLEY VIEW
Legal Subdivision	WAVERLEY VIEW
Legal Lot Number	100
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1003
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 FURGESON LN, FREDERICK, MD 21702-4913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage NFM INC
Mar 25, 2021	Deed of Trust, Mortgage · Line of Credit MVB BANK INC
Dec 9, 2021	Deed, Transfer · FHA Mortgage NFM INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 9, 2021 · Amount on Record
Deed Sale	Dec 9, 2021 · Amount on Record
Deed Book / Page	15553 / 136
Last Transfer Date	Apr 20, 2023
Transfer Doc	0164290061
Record Updated	Jun 8, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	May 5, 2023
Property Address	1012 FURGESON LN, FREDERICK, MD 21702-4913
Document Number	0164290061
Book / Page	16429 / 61
Map Reference	MB 104 PG 117
Instrument Date	Apr 20, 2023
Transaction Type	Transfer
Record Updated	May 17, 2023
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1012 FURGESON LN, FREDERICK, MD 21702-4913

Mortgage

Document Number	0001642966
Date	May 5, 2023
Instrument	16429/66

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1012 FURGESON LN, FREDERICK, MD 21702-4913
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147000426
Date	Mar 25, 2021
Book Page	14700/426

Lender

Name	MVB BANK INC
Type	Bank
Address	RESTON, VA 20190

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 9, 2021
Property Address	1012 FURGESON LN, FREDERICK, MD 21702-4913
Document Number	0155530136
Book / Page	15553 / 136
Map Reference	MB 104 PG 117
Instrument Date	Dec 1, 2021
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	NOT AVAILABLE, SOURCEPOINT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,170.93
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 FURGESON LN, FREDERICK, MD 21702-4913

Mortgage

Document Number	0015553142
Date	Dec 9, 2021
Instrument	15553/142

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$460,300 (+8.88%) Land $105,000 Building $355,300	$460,300 (-) Land $105,000 Building $355,300
2024	$8,180.00 (+6.4%)
2023	$7,688.00	$422,767	$460,300 Land $105,000 Building $355,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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