1012 Franklin Ave, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 1012 Franklin Ave, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,225 sqft · built 1963
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on Record
Last Sale	$314,000 (Dec 2008)
Tax Bill	$7,418 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00040-11-00013`

Property Details

APN / Parcel Number

Primary APN	`37-00040-11-00013`
Alternative APNs	`3700040001100013` `37000401700066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,225 sqft Living Area
1st Floor Area	1,100 sqft
Upper Floors Area	1,125 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Attached
Porch	Open Porch
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	37000401700066
Street Address	1012 FRANKLIN AVE
City	OCEAN
State	NJ
Zip	07712-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF15
Legal Subdivision	DEAL BEACH ESTATES SOUTH SEC
Legal Block	40.11
Legal Lot Number	13
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2019
Census Tract	806600

Owner

Source: Monmouth County and Ocean Township records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 FRANKLIN AVE, OCEAN, NJ 07712-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2008 · Amount on Record
Deed Sale	Dec 8, 2008 · Amount on Record
Prior Sale	Jun 23, 2000 · Amount on Record
Deed Document Number	2008123742
Deed Book / Page	8749 / 1896
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 9, 2026
Property Address	1012 FRANKLIN AVE, OCEAN, NJ 07712-3627
Document Number	0000046770
Book / Page	9797 / 1057
Instrument Date	May 28, 2026
Instrument	202646770
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 FRANKLIN AVE, OCEAN, NJ 07712-3627
Investor	Possibly a Property Investor

Mortgage

Document Number	0000046770,
Date	Jun 9, 2026
Book Page	9797/1057
Instrument	202646770

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2056

Interest

Rate	6.3%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	1012 FRANKLIN AVE, OCEAN, NJ 07712-3627
Document Number	0000116371
Instrument Date	Sep 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	OCEANVIEW TITLE AGENCY LLC, OCEANVIEW TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 FRANKLIN AVE OCEAN NJ 077123627, OCEAN, NJ 07712-3627

Mortgage

Document Number	0000116371
Date	Oct 7, 2020
Book Page	009447/002463
Instrument	116371

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2050

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$625,500 (+16.29%) Land $266,900 Building $358,600	$625,500 (+16.29%) Land $266,900 Building $358,600
2025	$7,418.00 (+3.43%)	$537,900 (+3.28%) Land $248,800 Building $289,100	$537,900 (+3.28%) Land $248,800 Building $289,100
2024	$7,172.00 (-14.29%)
2023		$520,800 Land $263,500 Building $257,300	$520,800 Land $263,500 Building $257,300
2022	$8,368.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	19 (1983–2024)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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