Chesapeake City property record for 1012 Fox Trl, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,263 sqft · built 2018 |
| Lot Size | 0.356 acres (15,507 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Jul 2022) |
| Tax Bill | $7,703 (2025) |
| Deeds & Mortgages | Sep 2020 Refinance Dec 2022 Refinance + 4 more |
| APN | 0563001000120 |
| Primary APN | 0563001000120 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,263 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Upper Floors Area | 1,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,507 sqft (0.356 acres) |
| Garage Type | Attached |
| Garage Area | 666 sqft |
| Porch | Porch |
| Porch Area | 252 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1012 FOX TRL |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-6446 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 12 FOX TRAIL |
| Legal Subdivision | FOX TRAIL |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 21306 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance OVM FINANCIAL INC |
| Dec 6, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY PRIVATE BANK NATIONAL ASS |
| Jul 8, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Jan 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA FEDERAL SAVINGS BANK |
| Sep 15, 2020 | Gift Deed, Transfer · Stand-Alone Refinance OVM FINANCIAL INC |
| Jan 23, 2019 | Warranty Deed, Subdivision Related Transfer · VA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 8, 2022 · Amount on Record |
| Deed Sale | Jul 8, 2022 · Amount on Record |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 010219/179 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 10219/179 |
| Instrument | 200032942 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 10622/1898 |
|---|---|
| Date | Dec 6, 2022 |
| Book Page | 10622/1898 |
| Instrument | 220035699 |
| Name | MORGAN STANLEY PRIVATE BANK NATIONAL ASS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.35% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 8, 2022 |
| Property Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Document Number | 10578/1898 |
| Book / Page | 10578 / 1898 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 220022266 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 10107/313 |
|---|---|
| Date | Jan 30, 2020 |
| Book Page | 10107/313 |
| Instrument | 200002997 |
| Name | USAA FEDERAL SAVINGS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Sep 15, 2020 |
| Property Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Document Number | 10219/176 |
| Book / Page | 10219 / 176 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 200032941 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Document Number | 010219/179 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 10219/179 |
| Instrument | 200032942 |
| Name | OVM FINANCIAL INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jan 23, 2019 |
| Property Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Document Number | 9982/1064 |
| Book / Page | 9982 / 1064 |
| Instrument Date | Jan 22, 2019 |
| Instrument | 190001735 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 FOX TRL, CHESAPEAKE, VA 23323-6446 |
| Document Number | 190001736 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 190001736 |
| Name | TOWNEBANK MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,703.00 (+35.28%) | $762,700 (+13.45%) Land $190,000 Building $572,700 | $762,700 (+13.45%) Land $190,000 Building $572,700 |
| 2023 | $672,300 Land $145,000 Building $527,300 | $672,300 Land $145,000 Building $527,300 | |
| 2019 | $5,694.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 48 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 76% of Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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