1012 Foster Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 1012 Foster Ave, Lake Bluff, IL 60044

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,072 sqft · built 1984
Lot Size	0.218 acres (9,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$329,000 (Aug 2020)
Tax Bill	$7,820 (2024)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-18-322-005`

Property Details

APN / Parcel Number

Primary APN	`12-18-322-005`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,072 sqft Living Area
1st Floor Area	1,072 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Split Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,492 sqft (0.218 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1012 FOSTER AVE
City	LAKE BLUFF
State	IL
Zip	60044-1526
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	F.H.BARTLETTS NO.SHORE PROPERTIES E1/2 LOT 4 BLOCK 23
Legal Subdivision	F H BARTLETTS NO SHORE PROPERTIES
Legal Block	23
Legal Lot Number	4
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1033
Census Tract	863202

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1012 FOSTER AVE, LAKE BLUFF, IL 60044-1526
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Deed Document Number	20207681238
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Aug 6, 2020
Property Address	1012 FOSTER AVE, LAKE BLUFF, IL 60044-1526
Document Number	0007681238
Instrument Date	Jun 26, 2020
Instrument	7681238
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	EUCLID TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 FOSTER AVE LAKE BLUFF IL 600441526, LAKE BLUFF, IL 60044-1526

Mortgage

Document Number	7681239
Date	Aug 6, 2020
Instrument	7681239

Lender

Name	BLUELEAF LNDG
Address	CHICAGO, IL 60607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$130,241 (+12.59%) Land $25,565 Building $104,676	$390,762 (+12.59%) Land $76,703 Building $314,059
2024	$7,820.00 (+18.18%)
2023	$6,617.00 (+2.15%)	$115,676 (+13.03%) Land $22,706 Building $92,970	$347,063 (+13.03%) Land $68,125 Building $278,938
2022	$6,478.00	$102,340 Land $20,088 Building $82,252	$307,051 Land $60,270 Building $246,781

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	10 (1981–2020)
Claims Outside the SFHA	4 of 10
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE BLUFF serves 5,600 people · EPA ID IL0970750
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20