Chesapeake City property record for 1012 Forest Lakes Dr, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,750 sqft · built 1989 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $392,000 (Aug 2012) |
| Tax Bill | $5,684 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Nov 2025 Line of Credit + 1 more |
| APN | 0598001002410 |
| Primary APN | 0598001002410 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,750 sqft Living Area |
| 1st Floor Area | 1,089 sqft |
| Upper Floors Area | 1,089 sqft |
| Attic | Attic |
| Attic Area | 420 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 173 ft deep x 128 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 800 sqft |
| Patio Area | 243 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1012 FOREST LAKES DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7571 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 241 FOREST LAKES SEC 2 |
| Legal Subdivision | FOREST LAKES |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 21015 |
1012 Forest Lakes Dr is owned and occupied by two individuals who bought it in August 2012.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 FOREST LAKES DR, CHESAPEAKE, VA 23322-7571 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PROSPERITY HOME MORTGAGE LLC |
| Nov 12, 2025 | Deed of Trust, Mortgage · Line of Credit DOLLAR BANK FSB |
| Oct 5, 2011 | Deed of Trust, Mortgage · Conventional Mortgage COLDWELL BANKER HOME LOAN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2012 · Amount on File |
| Deed Sale | Aug 28, 2012 · Amount on File |
| Prior Sale | Jan 2, 2002 · Amount on File |
| Deed Book / Page | 8797 / 430 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1012 FOREST LAKES DR, CHESAPEAKE, VA 23322-7571 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Title Company | SAGE TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00010449/1 |
|---|---|
| Date | Sep 21, 2021 |
| Book Page | 10449/1 |
| Instrument | 210042990 |
| Name | PROSPERITY HOME MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1012 FOREST LAKES DR, CHESAPEAKE, VA 23322-7571 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1012 FOREST LAKES DR, CHESAPEAKE, VA 23322-7571 |
| Document Number | 010915/502 |
|---|---|
| Date | Nov 12, 2025 |
| Book Page | 10915/502 |
| Instrument | 250026479 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | CANTON, OH 44711 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1012 FOREST LAKES DR, CHESAPEAKE, VA 23322-7571 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 008502/664 |
|---|---|
| Date | Oct 5, 2011 |
| Book Page | 8502/664 |
| Name | COLDWELL BANKER HOME LOAN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 1, 2026 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.84% |
The 2025 property tax bill for 1012 Forest Lakes Dr was $5,684.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $581,400 (+3.3%) Land $205,000 Building $376,400 | $581,400 (+3.3%) Land $205,000 Building $376,400 | |
| 2025 | $5,684.00 | $562,800 Land $195,000 Building $367,800 | $562,800 Land $195,000 Building $367,800 |
| 2023 | $525,800 (+17.68%) Land $170,000 Building $355,800 | $525,800 (+17.68%) Land $170,000 Building $355,800 | |
| 2022 | $446,800 Land $150,000 Building $296,800 | $446,800 Land $150,000 Building $296,800 | |
| 2019 | $4,083.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1012 Forest Lakes Dr; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 34 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 34 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Forest Lakes Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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