Sumner County property record for 1012 Five Coves Trce, Gallatin, TN 37066 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 2014 |
| Square Footage | 3,328 sqft Living Area |
| Lot Size | 18,712 sqft (0.429 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $381,807 (2014) |
| Tax Bill | $2,616.00 (2025) |
| Primary APN | 083165D C 00700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Building Area | 3,328 sqft Living Area |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Brick Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 18,712 sqft (0.429 acres) |
| Depth X Width | 136 ft x 137 ft Depth x Width |
| Driveway | 1 Driveway |
| Driveway Area | 1,500 sqft Driveway |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1012 FIVE COVES TRCE |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1400 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PLAT: 23 PAGE: 299 BLOCK: LOT: 7 SUBD: FIVE COVES TRACE PH 1 |
| Legal Subdivision | FIVE COVES TRACE PH 1 |
| Legal Lot Number | 7 137 |
| Jurisdiction | SUMNER TN |
| Minor Civil Division | 6 |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 21203 |
Source: Sumner County records · APN 083165D C 00700
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1012 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 03, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Sep 01, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SHELTER LENDING SERVICES LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 04, 2014 · Amount on Record |
| Deed Sale | Dec 04, 2014 · Amount on Record |
| Prior Sale | Jul 30, 2014 · Amount on Record |
| Deed Doc Number | 1103330 |
| Deed Book / Page | 4036 / 337 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Name | Verified Name |
|---|
| Document Number | 0044550779 |
|---|---|
| Date | Jan 03, 2017 |
| Book Page | 4455/779 |
| Instrument | 1180916 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 FIVE COVES TRCE, GALLATIN, TN 37066-1400 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2022 |
| Title Company | CHAPMAN & ROSENTHAL TTL INC |
| Name | Verified Name |
|---|
| Document Number | 0053270372 |
|---|---|
| Date | Sep 01, 2020 |
| Book Page | 5327/372 |
| Instrument | 1326550 |
| Name | SHELTER LENDING SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILWAUKEE, WI 53209 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2050 |
Source: Sumner County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Unified School District | Sumner County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,616.00 (+0.15%) | $184,100 (+58.71%) Land $37,500 Building $146,600 | |
| 2024 | $736,400 (+58.71%) Land $150,000 Building $586,400 | ||
| 2023 | $2,612.00 (-0.46%) | $116,000 (-) Land $30,000 Building $86,000 | |
| 2022 | $2,624.00 | $116,000 Land $30,000 Building $86,000 | |
| 2021 | $464,000 Land $120,000 Building $344,000 |
Source: FEMA National Flood Hazard Layer, Sumner County (47165C), updated July 12, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 5% of the US · above 4% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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