Sumner County property record for 1012 Fenner Ln, Gallatin, TN 37066
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,159 sqft · built 2017 |
| Owner | Individual Name on Record |
| Last Sale | $419,354 (Mar 2018) |
| Tax Bill | $2,308 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 083147J E 03100 |
| Primary APN | 083147J E 03100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,159 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Terrain | Rolling |
| Garage Type | Finished |
| Driveway | Driveway |
| Driveway Area | 612 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1012 FENNER LN |
|---|---|
| City | GALLATIN |
| State | TN |
| Zip | 37066-1485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PB29 PG248 LT1208 |
| Legal Subdivision | FOXLAND SEC 1 PH 6 |
| Legal Block | 248 |
| Legal Lot Number | 1208 |
| Jurisdiction | SUMNER TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 21203 |
Source: Sumner County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1012 FENNER LN, GALLATIN, TN 37066-1485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LNDG |
| Mar 22, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LEGACY HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 22, 2018 · Amount on Record |
| Deed Sale | Mar 22, 2018 · Amount on Record |
| Deed Document Number | 1226923 |
| Deed Book / Page | 4710 / 660 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMNER TN |
| Property Address | 1012 FENNER LN, GALLATIN, TN 37066-1485 |
| Document Number | 0052350448 |
| Instrument Date | May 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2020 |
| Title Company | LIGHTHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1012 FENNER LN GALLATIN TN 370661485, GALLATIN, TN 37066-1485 |
| Document Number | 0052350448 |
|---|---|
| Date | Jun 4, 2020 |
| Book Page | 005235/000448 |
| Instrument | 1313868 |
| Name | UNIVERSITY LNDG |
|---|---|
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 3, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMNER TN |
| Recording Date | Mar 22, 2018 |
| Property Address | 1012 FENNER LN, GALLATIN, TN 37066-1485 |
| Document Number | 0047100660 |
| Book / Page | 4710 / 660 |
| Map Reference | MB 29 PG 248 |
| Instrument Date | Mar 15, 2018 |
| Instrument | 1226923 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 7, 2021 |
| Title Company | STEWART TITLE COMPANY TENNES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,551.61 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 FENNER LN, GALLATIN, TN 37066-1485 |
| Document Number | 1226924 |
|---|---|
| Date | Mar 22, 2018 |
| Instrument | 1226924 |
| Name | LEGACY HOME LOANS LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2048 |
Source: Sumner County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Sumner County |
| Municipality | Gallatin City |
| Unified School District | Sumner County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,308.00 (-35.08%) | $162,425 (+39.45%) Land $25,000 Building $137,425 | |
| 2024 | $649,700 (+39.45%) Land $100,000 Building $549,700 | ||
| 2023 | $3,555.00 (-0.34%) | $116,475 (-) Land $11,600 Building $104,875 | |
| 2022 | $3,567.00 | $116,475 Land $11,600 Building $104,875 | |
| 2021 | $465,900 Land $46,400 Building $419,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 22 (2009–2022) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE HOUSE UTILITY DISTRICT serves 130,411 people · EPA ID TN0000745 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Cumberland Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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