Schenectady County and Rotterdam Town property record for 1012 Fairlane Rd, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,452 sqft · built 1968 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $280,000 (May 2019) |
| Tax Bill | $10,271 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jul 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.9-3-53 |
| Primary APN | 422800 59.9-3-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,452 sqft Living Area |
| 1st Floor Area | 1,854 sqft |
| Basement Area | 598 sqft |
| Finished Basement | 598 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 230 ft deep x 90 ft wide |
| Garage Type | Basement |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 425 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Gazebo | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1012 FAIRLANE RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-4210 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G2,2FP,SP,2PT,CBA,SPLT, FAIRLANE MANOR -3 7.-493-3 |
| Legal Subdivision | FAIRLANE MANOR |
| Legal Block | 3 |
| Legal Lot Number | 53.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 33003 |
1012 Fairlane Rd is owned and occupied by two individuals who bought it in May 2019.
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2026 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Jul 6, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Nov 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK |
| May 10, 2019 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2019 · Amount on File |
| Deed Sale | May 10, 2019 · Amount on File |
| Prior Sale | Jul 20, 2005 · Amount on File |
| Deed Document Number | 201920325 |
| Deed Book / Page | 2010 / 956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 6, 2026 |
| Property Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Document Number | 0000015170 |
| Instrument Date | May 9, 2026 |
| Instrument | 202615170 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Document Number | 0000015170, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202615170 |
| Name | TRUSTCO BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Document Number | 0000035193 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 5238/875 |
| Instrument | 202235193 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 23, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1012 FAIRLANE RD, ROTTERDAM, NY 12306-4210 |
| Document Number | 0000034517 |
|---|---|
| Date | Nov 6, 2020 |
| Book Page | 5037/248 |
| Instrument | 202034517 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 7, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 10, 2019 |
| Property Address | 1012 FAIRLANE RD, SCHENECTADY, NY 12306-4210 |
| Document Number | 0000020325 |
| Book / Page | 002010 / 000956 |
| Instrument Date | May 7, 2019 |
| Instrument | 20325 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,120.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1031 OUTER DR SCHENECTADY NY 123034216, SCHENECTADY, NY 12303-4216 |
| Document Number | 20328 |
|---|---|
| Date | May 10, 2019 |
| Book Page | 004910/000388 |
| Instrument | 20328 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 9, 2049 |
The 2026 property tax bill for 1012 Fairlane Rd was $10,271, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,271.00 (+1.92%) | ||
| 2025 | $10,078.00 | $275,000 Land $36,000 Building $239,000 | $423,100 Land $55,388 Building $367,712 |
| 2023 | $275,000 Land $36,000 Building $239,000 | $361,800 Land $47,363 Building $314,437 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Fairlane Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Fairlane Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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