1012 Estates Rd SE, Roanoke, VA 24014 Property Records

Roanoke City property record for 1012 Estates Rd SE, Roanoke, VA 24014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,758 sqft · built 1959
Lot Size	0.366 acres (15,978 sqft)
Owner	Individual Name on Record
Last Sale	$135,500 (Oct 2020)
Tax Bill	$2,045 (2026)
Deeds & Mortgages	Nov 2025 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-0302`

Property Details

APN / Parcel Number

Primary APN	`419-0302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,758 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,978 sqft (0.366 acres)
Lot Dimensions	222 ft deep x 56 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1012 ESTATES RD SE
City	ROANOKE
State	VA
Zip	24014-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	LOT 2 SECT 1 BLK 3 MILL MT ESTATES
Legal Subdivision	MILL MOUNTAIN ESTATES SEC 1
Legal Block	3
Legal Lot Number	2
Jurisdiction	ROANOKE CITY VA
Township / Civil Division	ROANOKE
Census Block Group	2
Census Block	2002
Census Tract	2800

Owner

Source: Roanoke City records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 ESTATES RD SE, ROANOKE, VA 24014-4310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2025	Deed of Trust, Mortgage · Line of Credit BLUE EAGLE CU
Dec 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO
Oct 16, 2020	Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2020 · Amount on Record
Deed Sale	Oct 16, 2020 · Amount on Record
Prior Sale	Jan 31, 2017
Deed Document Number	200010929
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	1012 ESTATES RD SE, ROANOKE, VA 24014-4310
Transaction Type	Mortgage
Record Updated	Nov 18, 2025
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE & SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009981
Date	Nov 5, 2025
Instrument	250009981

Lender

Name	BLUE EAGLE CU
Type	Credit Union
Address	ROANOKE, VA 24018

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 4, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROANOKE CITY VA
Property Address	1012 ESTATES RD SE, ROANOKE, VA 24014-4310
Transaction Type	Mortgage
Record Updated	Jun 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012068
Date	Dec 2, 2019
Instrument	190012068

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	VINTON, VA 24179

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROANOKE CITY VA
Recording Date	Oct 16, 2020
Property Address	1012 ESTATES RD SE, ROANOKE, VA 24014-4310
Document Number	0000010929
Map Reference	MB 1 PG 117&118
Instrument Date	Oct 14, 2020
Instrument	200010929
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FIRST CHOICE TITLE & SETMNT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1012 ESTATES RD SE, ROANOKE, VA 24014-4310

Mortgage

Document Number	0000010930
Date	Oct 16, 2020
Instrument	200010930

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Roanoke City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Roanoke City
Unified School District	Roanoke City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,045.00 (+14.37%)	$167,700 (+14.39%) Land $35,000 Building $132,700	$167,700 (+14.39%) Land $35,000 Building $132,700
2023	$1,788.00	$146,600 Land $29,100 Building $117,500	$146,600 Land $29,100 Building $117,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1985–2018)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Oct 2018 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jun 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 61% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN VIRGINIA WATER AUTHORITY serves 182,700 people · EPA ID VA2770900
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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