1012 Emerald Creek Dr, Valrico, FL 33596 Property Records

Hillsborough County property record for 1012 Emerald Creek Dr, Valrico, FL 33596

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,058 sqft · built 1989
Lot Size	0.693 acres (30,192 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Nov 2019)
Tax Bill	$12,429 (2025)
Deeds & Mortgages	Mar 2020 Transfer Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`074762-8512`

Property Details

APN / Parcel Number

Primary APN	`074762-8512`
Alternative APN	`U1330202Q8000000000060`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,058 sqft Living Area
Gross Area	6,759 sqft
1st Floor Area	4,058 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	30,192 sqft (0.693 acres)
Lot Dimensions	149 ft deep x 116 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces
Pool Area	578 sqft
Porch	Screened Porch
Porch Area	563 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0747628512
Street Address	1012 EMERALD CREEK DR
City	VALRICO
State	FL
Zip	33596-7194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC-2
Legal Description	EMERALD CREEK LOT 6
Legal Range	20E
Legal Township	30S
Legal Section	13
Legal Subdivision	EMERALD CREEK
Legal Tract	2Q8
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	WIMAUMA-RIVERVIEW
Census Block Group	1
Census Block	1018
Census Tract	13415

Owner

1012 Emerald Creek Dr is owned and occupied by an individual who bought it in November 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 EMERALD CREEK DR, VALRICO, FL 33596-7194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 14, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2019 · Amount on File
Deed Sale	Nov 14, 2019 · Amount on File
Prior Sale	May 2, 1996 · Amount on File
Deed Document Number	2019493898
Deed Book / Page	27113 / 540
Transfer Doc	0813300696
Record Updated	Oct 29, 2026

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Mar 16, 2020
Property Address	1012 EMERALD CREEK DR, VALRICO, FL 33596-7194
Document Number	0000106547
Instrument Date	Mar 6, 2020
Instrument	106547
Transaction Type	Transfer
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 EMERAVE CREEK DRS VALRICO FL 33596, VALRICO, FL 33596

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 14, 2019
Property Address	1012 EMERALD CREEK DR, VALRICO, FL 33596-7194
Document Number	0000493898
Book / Page	27113 / 0540
Map Reference	MB 66 PG 5
Instrument Date	Nov 12, 2019
Instrument	2019493898
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	PINEAPPLE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,780.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	319 HARBOR DR, 319, INDIAN ROCKS BEACH, FL 33785-3136

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 EMERALD CREEK DR, VALRICO, FL 33596-7194

Mortgage

Document Number	0271130542
Date	Nov 14, 2019
Instrument	27113/0542

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Emerald Creek Dr was $12,429 with a homeowner's exemption, up 13% from the year before.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$698,434 (+0.52%) Land $178,717 Building $519,717	$698,434 (-2.24%) Land $178,717 Building $519,717
2025	$12,429.00 (+12.98%) Homeowner's exemption	$694,811	$714,437 Land $178,717 Building $535,720
2024	$11,001.00 (+3.12%)
2023	$10,668.00 (+3.31%) Homeowner's exemption	$622,922 (+3%)	$627,301 (+3.72%) Land $162,470 Building $464,831
2022	$10,326.00 Homeowner's exemption	$604,779 Land $129,976 Building $474,803	$604,779 Land $129,976 Building $474,803

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Emerald Creek Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	47 in force
Nearby Flood Claims	12 (1988–2024)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 2 claims Severe Storms, High Winds, Tornadoes, And Flooding, Mar 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 Emerald Creek Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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