1012 Elm St, Vermillion, SD 57069 Property Records

Clay County property record for 1012 Elm St, Vermillion, SD 57069

Property Summary

Property Type	Commercial
Details	9,728 sqft · built 1996
Lot Size	1.2 acres (52,521 sqft)
Owner	Company Name on Record
Tax Bill	$33,518 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Jan 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`15340-00100-200-00`

Property Details

APN / Parcel Number

Primary APN	`15340-00100-200-00`

Interior

Units	24 Units
Stories	2 Stories
Building Area	9,728 sqft Gross Area

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Multi-Family
Lot Area	52,521 sqft (1.2 acres)
Total Buildings	2 Buildings

Location & Zoning

Street Address	1012 ELM ST
City	VERMILLION
State	SD
Zip	57069-1237
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 20 BLK 1 JOHNSONS
Legal Subdivision	JOHNSON S ADDITION
Legal Block	1
Legal Lot Number	20
Jurisdiction	CLAY SD
Township / Civil Division	VERMILLION
Census Block Group	3
Census Block	3069
Census Tract	965700

Owner

Source: Clay County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1516 ROCKWELL TRL, VERMILLION, SD 57069-7051
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST DAKOTA NATIONAL BANK
Jan 14, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY SD
Property Address	1012 ELM ST, VERMILLION, SD 57069-1237
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00MT143/46
Date	Apr 22, 2020
Book Page	MT143/46
Instrument	142644

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	VERMILLION, SD 57069

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY SD
Recording Date	Jan 14, 2020
Property Address	1012 ELM ST, VERMILLION, SD 57069-1237
Document Number	000D81/441
Book / Page	D81 / 441
Instrument Date	Jan 14, 2020
Instrument	142148
Transaction Type	Transfer
Record Updated	Mar 16, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MUIRFIELD CT, VERMILLION, SD 57069-7077
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Clay County
Municipality	Vermillion City
Unified School District	Vermillion School District 13-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$33,518.00 (+11.7%)	$1,572,817 (+30.86%) Land $115,021 Building $1,457,796
2023	$30,008.00 (+1.67%)	$1,201,891 Land $100,315 Building $1,101,576
2022	$29,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 29, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VERMILLION serves 11,695 people · EPA ID SD4600342
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber · Cable in parts of the area	5,000 / 5,000
Midco Cable	1,250 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies, T-Mobile.

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