1012 Elm St, Moody, AL 35004 Property Records

St. Clair County property record for 1012 Elm St, Moody, AL 35004

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,064 sqft · built 1985
Lot Size	0.34 acres (14,959 sqft)
Owner	2 Company Names on Record
Last Sale	$165,640 (Feb 2026)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Feb 2026 Foreclosure Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-01-02-0-001-009.103`

Property Details

APN / Parcel Number

Primary APN	`26-01-02-0-001-009.103`
Alternative APNs	`00064226` `502492` `26284`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	14,959 sqft (0.34 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00064226
Street Address	1012 ELM ST
City	MOODY
State	AL
Zip	35004-3127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 4 100 OAKS SD SEC 2 MB D PG 2 2-17-1
Legal Range	01E
Legal Township	17S
Legal Section	02
Legal Subdivision	100 OAKS
Legal Block	4
Legal Lot Number	11
Jurisdiction	ST CLAIR AL
Township / Civil Division	MOODY
Census Block Group	1
Census Block	1011
Census Tract	40104

Owner

Source: St. Clair County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	9990 RICHMOND AVE, 400, HOUSTON, TX 77042-4546
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 19, 2026	Foreclosure
Nov 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL LLC
Oct 25, 2022	Deed of Trust, Mortgage BONNIE HARRISON
Nov 9, 2022	Warranty Deed, Transfer
Jan 27, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORELAND VENTURES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Apr 2, 2025 · Amount on Record
Deed Book / Page	2026 / 2050
Prior Transfer Date	Feb 17, 2026
Prior Transfer Doc	0000002050
Record Updated	Oct 29, 2026

February 2026: Foreclosure

Document Type	Foreclosure
Jurisdiction	ST CLAIR AL
Recording Date	Feb 19, 2026
Property Address	1012 ELM ST, MOODY, AL 35004-3127
Document Number	0000002050
Book / Page	DEED 2026 / 2050
Map Reference	MB D PG 2
Instrument Date	Jan 15, 2026
Transaction Type	Foreclosure
Record Updated	Mar 10, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 RICHMOND AVE STE 400, 400, HOUSTON, TX 77042-4546

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1012 ELM ST, MOODY, AL 35004-3127
Transaction Type	Mortgage
Record Updated	Dec 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2809 OAKMONT CT, GRAPEVINE, TX 76051-2678

Mortgage

Document Number	0000053730
Date	Nov 9, 2022
Book Page	MTG 2022/53730

Lender

Name	RCN CAPITAL LLC
Type	Mortgage Company
Address	SOUTH WINDSOR, CT 06074

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	1012 ELM ST, MOODY, AL 35004-3127
Transaction Type	Mortgage
Record Updated	Nov 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051763
Date	Oct 25, 2022
Book Page	MTG 2022/51763

Lender

Name	BONNIE HARRISON
Type	Private Party

Agreement

Amount	Amount Recorded
Term	6 Months
Due	Apr 9, 2023

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Nov 9, 2022
Property Address	1012 ELM ST, MOODY, AL 35004-3127
Document Number	0000015828
Book / Page	DEED 2022 / 15828
Map Reference	MB D PG 2
Instrument Date	Nov 4, 2022
Transaction Type	Transfer
Record Updated	Dec 9, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 ELM ST, 1012, MOODY, AL 35004-3127

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 ELM ST, MOODY, AL 35004-3127

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Jan 27, 2022
Property Address	1012 ELM ST, MOODY, AL 35004-3127
Document Number	0000001142
Book / Page	DEED 2022 / 1142
Map Reference	MB D PG 2
Instrument Date	Jan 26, 2022
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	SOUTH OAK TITLE LLC, SOUTH OAK TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 GOVERNMENT ST, 503, MOBILE, AL 36602-2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	330 LAS COLINAS BLVD E APT 212, 212, IRVING, TX 75039-5543
Investor	Possibly a Property Investor

Mortgage

Document Number	MTG20224835
Date	Jan 27, 2022
Instrument	MTG 2022/4835

Lender

Name	MORELAND VENTURES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Moody City
Unified School District	St. Clair County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00	$24,300 (+0.01%)	$121,490 (-) Land $40,000 Building $81,490
2024	$1,239.00 (+134.22%)	$24,298 (-) Land $8,000 Building $16,298	$121,490 (-) Land $40,000 Building $81,490
2023		$24,298 Land $8,000 Building $16,298	$121,490 Land $40,000 Building $81,490
2022	$529.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (2003–2021)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Nov 2021 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEEDS WATER WORKS BOARD serves 21,300 people · EPA ID AL0000753
Water Source	Groundwater
Last State Inspection	Apr 2025
Also Mapped Here	CENTRAL ALABAMA WATER
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Sparklight.

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