Union County property record for 1012 Elm St, Monroe, NC 28112 · Last verified July 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1952 |
| Square Footage | 1,263 sqft Living Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $67,500 (1999) |
| Tax Bill | $1,408.00 (2025) |
| Primary APN | 09-195-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,263 sqft Living Area |
| 1st Floor | 1,250 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Shed | 1 Shed |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 1012 ELM ST |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-5020 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | ELM ST |
| Legal Subdivision | C C SIKES |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 1 |
| Census Block | 1048 |
| Census Tract | 20602 |
Source: Union County records · APN 09-195-004
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 02, 2018 | Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY |
| Nov 18, 2017 | Loan Modification, Mortgage · Conventional Mortgage PENNYMAC |
| Nov 18, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 15, 1999 · Amount on Record |
| Deed Sale | Dec 15, 1999 · Amount on Record |
| Deed Doc Number | 199911719 |
| Deed Book / Page | 1334 / 716 |
| Last Transfer Date | Aug 06, 2014 |
| Transfer Doc | 0006276902 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Document Number | 8282633 |
|---|---|
| Date | Oct 18, 2021 |
| Book Page | 8282/633 |
| Instrument | 49632 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Document Number | 7263268 |
|---|---|
| Date | Nov 02, 2018 |
| Book Page | 7263/268 |
| Instrument | 0030837 |
| Name | NORTH CAROLINA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | RALEIGH, NC 27611 |
| Amount | Amount Recorded |
|---|---|
| Term | 108 Months |
| Due | Nov 01, 2027 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Document Number | 7069777 |
| Book / Page | 007069 / 000777 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 05, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1012 ELM ST MONROE NC 281125020, MONROE, NC 28112-5020 |
| Document Number | 7069777 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 007069/000777 |
| Instrument | 36323 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 12, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 ELM ST, MONROE, NC 28112-5020 |
| Document Number | 7066389 |
| Book / Page | 007066 / 000389 |
| Instrument Date | Nov 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | PENNYMAC LOAN SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 1012 ELM ST MONROE NC 281125020, MONROE, NC 28112-5020 |
| Document Number | 7066389 |
|---|---|
| Date | Dec 07, 2017 |
| Book Page | 007066/000389 |
| Instrument | 35727 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 06, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,408.00 (-7.12%) | $161,100 (+15.82%) Land $51,600 Building $109,500 | $161,100 (+15.82%) Land $51,600 Building $109,500 |
| 2023 | $1,516.00 | $139,100 Land $11,700 Building $127,400 | $139,100 Land $11,700 Building $127,400 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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