Union County property record for 1012 Earlston Rd, Indian Trail, NC 28079
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,698 sqft · built 2019 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $293,000 (Apr 2020) |
| Tax Bill | $2,888 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-022-214 |
| Primary APN | 07-022-214 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,698 sqft Total Area |
| 1st Floor Area | 1,698 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,621 sqft (0.152 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 EARLSTON RD |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-5826 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #218 BRAEBURN PH2 MAP1 OPCO780-781 |
| Legal Subdivision | BRAEBURN SUBDIVISION |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 20305 |
1012 Earlston Rd is owned and occupied by an individual who bought it in April 2020.
Source: Union County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 EARLSTON RD, INDIAN TRAIL, NC 28079-5826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2020 · Amount on File |
| Deed Sale | Apr 24, 2020 · Amount on File |
| Deed Document Number | 202013804 |
| Deed Book / Page | 7646 / 580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 EARLSTON RD, INDIAN TRAIL, NC 28079-5826 |
| Transaction Type | Mortgage |
| Record Updated | Mar 31, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0008021383 |
|---|---|
| Date | Mar 11, 2021 |
| Book Page | 8021/383 |
| Instrument | 11305 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 1012 Earlston Rd was $2,888.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,600 (-) Land $114,000 Building $324,600 | $438,600 (-) Land $114,000 Building $324,600 | |
| 2025 | $2,888.00 | $438,600 Land $114,000 Building $324,600 | $438,600 Land $114,000 Building $324,600 |
| 2023 | $2,416.00 | $287,900 Land $66,400 Building $221,500 | $287,900 Land $66,400 Building $221,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Earlston Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2003) |
| Most Recent Claim | Aug 2003 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Earlston Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Ripple Fiber.
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