Garrett County property record for 1012 Eagle Rock Rd, Oakland, MD 21550
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,680 sqft · built 2011 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,704 (2026) |
| Deeds & Mortgages | Sep 2020 Line of Credit Feb 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-009340 |
| Primary APN | 10-009340 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,680 sqft Total Area |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 95,832 sqft (2.2 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 400 sqft |
| Shed | 1 Shed |
| Shed Area | 256 sqft |
| Heating System | Baseboard |
|---|
| Account Number | 009340 |
|---|---|
| Street Address | 1012 EAGLE ROCK RD |
| City | OAKLAND |
| State | MD |
| Zip | 21550-6824 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.20 AC E/S EAGLE ROCK RD DEER PARK |
| Jurisdiction | GARRETT MD |
| Township / Civil Division | 10, DEER PARK |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 400 |
Source: Garrett County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1012 EAGLE ROCK RD, OAKLAND, MD 21550-6824 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage · Line of Credit CLEAR MOUNTAIN BANK |
| Feb 28, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2005 |
| Deed Sale | Jun 30, 2005 |
| Prior Sale | Jul 31, 1989 · Amount on Record |
| Deed Document Number | 200551205 |
| Deed Book / Page | 1137 / 324 |
| Prior Transfer Date | Jun 22, 2005 |
| Prior Transfer Doc | 0011370327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRETT MD |
| Property Address | 1012 EAGLE ROCK RD, OAKLAND, MD 21550-6824 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022380023 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 2238/23 |
| Name | CLEAR MOUNTAIN BANK |
|---|---|
| Type | Bank |
| Address | BRUCETON MILLS, WV 26525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 31, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GARRETT MD |
| Recording Date | Feb 28, 2017 |
| Property Address | 1012 EAGLE ROCK RD, OAKLAND, MD 21550-6824 |
| Document Number | 0019920408 |
| Book / Page | 001992 / 000408 |
| Instrument Date | Feb 23, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 EAGLE ROCK RD OAKLAND MD 215506824, OAKLAND, MD 21550-6824 |
Source: Garrett County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Garrett County |
| Unified School District | Garrett County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,704.00 (+8.42%) | $237,800 (+9.22%) Land $23,800 Building $214,000 | $237,800 (-) Land $23,800 Building $214,000 |
| 2025 | $2,494.00 (+18.54%) | $217,733 (+22.6%) | $237,800 (+33.9%) Land $23,800 Building $214,000 |
| 2023 | $2,104.00 | $177,600 Land $23,200 Building $154,400 | $177,600 Land $23,200 Building $154,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1985–1996) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1996 · Severe Storms And Flooding Assoc With Tropical Storm Fran |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 80% of Maryland |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pogozone powered by Neubeam Fixed Wireless | 300 / 40 |
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