1012 E Rock Falls Rd, Rock Falls, IL 61071 Property Records

Whiteside County property record for 1012 E Rock Falls Rd, Rock Falls, IL 61071

Property Summary

Property Type	Commercial
Lot Size	4.45 acres (193,842 sqft)
Owner	Company Name on File
Last Sale	$387,500 (Jan 2022)
Tax Bill	$11,984 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Mar 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1134477015`

Property Details

APN / Parcel Number

Primary APN	`1134477015`
Alternative APN	`110739`

Exterior

Lot Area	193,842 sqft (4.45 acres)

Location & Zoning

Account Number	110739
Street Address	1012 E ROCK FALLS RD
City	ROCK FALLS
State	IL
Zip	61071-3112
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	ROY MEGLI SUB LOTS 8,9, & PT LOTS 7 & 10 BLK 1
Legal Subdivision	ROY MEGLI SUBDIVISION
Legal Block	1
Legal Lot Number	7,10
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	3
Census Block	3007
Census Tract	1700

Owner

1012 E Rock Falls Rd, a commercial property, is owned by a company that bought it in January 2022.

Source: Whiteside County records, as of May 22, 2026

Owner of Record	Company Name on File
Mailing Address	2907 LOCUST ST, STERLING, IL 61081-9501
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Deed of Trust, Mortgage · Conventional Mortgage SAUK VALLEY BANK & TRUST CO
Mar 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SAUK VALLEY BANK
Jan 6, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2022 · Amount on File
Deed Sale	Jan 6, 2022 · Amount on File
Deed Document Number	2022144
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1012 E ROCK FALLS RD, ROCK FALLS, IL 61071-3112
Transaction Type	Mortgage
Record Updated	Jul 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002914
Date	Jun 16, 2023
Instrument	2023-02914

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	66 Months
Due	Dec 16, 2028

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1012 E ROCK FALLS RD, ROCK FALLS, IL 61071-3112
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001728
Date	Mar 23, 2022
Instrument	2022-01728

Lender

Name	SAUK VALLEY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Apr 1, 2027

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 6, 2022
Property Address	1012 E ROCK FALLS RD, ROCK FALLS, IL 61071-3112
Document Number	0000000144
Instrument Date	Dec 29, 2021
Instrument	2022-00144
Transaction Type	Transfer
Record Updated	May 31, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2907 LOCUST ST, STERLING, IL 61081-9501

Tax Assessment & Valuation

The 2025 property tax bill for 1012 E Rock Falls Rd was $11,984.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Elementary School District	East Coloma-Nelson Consolidated Elementary School District 20 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,984.00	$128,094 Land $13,831 Building $114,263
2024			$384,282 Land $41,493 Building $342,789
2022	$6,416.00	$64,094 Land $13,831 Building $50,263	$192,282 Land $41,493 Building $150,789

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1012 E Rock Falls Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 E Rock Falls Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCK FALLS serves 8,620 people · EPA ID IL1950450
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Rise Broadband, Surf Internet, T-Mobile, Verizon.

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