1012 E Palmer St, Indianapolis, IN 46203 Property Records

Marion County property record for 1012 E Palmer St, Indianapolis, IN 46203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,668 sqft · built 1928
Lot Size	0.07 acres (3,049 sqft)
Owner	Company Name on File
Last Sale	$225,000 (May 2022)
Tax Bill	$5,149 (2024)
Deeds & Mortgages	May 2021 Mortgage Jun 2022 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`49-11-13-122-006.000-101`

Property Details

APN / Parcel Number

Primary APN	`49-11-13-122-006.000-101`
Alternative APN	`1039708`

Interior

Bedrooms	3 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,668 sqft Living Area
Gross Area	1,878 sqft
1st Floor Area	1,668 sqft
Upper Floors Area	834 sqft
Basement Area	210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1995
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	120 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	1012 E PALMER ST
City	INDIANAPOLIS
State	IN
Zip	46203-2754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWINAMES 2ND ADD PT28 PTL29 & PT L32 COMM NE COR L32 W23.10 TO P.O.B. W16.90 S120 E44.28 N42.59 NW45.76 N40 TO BEG 0.070 AC.
Legal Subdivision	TWINAMES 2ND ADD PT28 PTL29 & PT
Legal Lot Number	32
Jurisdiction	MARION IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1005
Census Tract	357000

Owner

1012 E Palmer St is owned by a company that bought it in May 2022 and is owner-occupied.

Source: Marion County records, as of May 5, 2026

Owner of Record	Company Name on File
Mailing Address	5835 N DELAWARE ST, INDIANAPOLIS, IN 46220-2529
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNION SAVINGS BANK
May 17, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA
May 17, 2022	Warranty Deed, Transfer ATTORNEY'S TITLE, ATTORNEY TITLE
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Jun 6, 2018	Warranty Deed, Transfer FORUM CU
Jun 1, 2018	Warranty Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2022 · Amount on File
Deed Sale	May 17, 2022 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Document Number	202256659
Transfer Doc	0000046028
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000062439
Date	May 12, 2021
Instrument	A202100062439

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000073246
Date	Jun 29, 2022
Instrument	A202200073246

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2027
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 17, 2022
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Document Number	0000056659
Map Reference	PB 12 PG 55
Instrument Date	May 3, 2022
Instrument	A202200056659
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ATTORNEY'S TITLE, ATTORNEY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5835 N DELAWARE ST, INDIANAPOLIS, IN 46220-2529
Investor	Possibly a Property Investor

Mortgage

Document Number	0000056660
Date	May 17, 2022
Instrument	A202200056660

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 3, 2027

Interest

Rate Type	Fixed Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	May 17, 2022
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Document Number	0000056659
Map Reference	PB 12 PG 55
Instrument Date	May 3, 2022
Instrument	A202200056659
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	ATTORNEY'S TITLE, ATTORNEY TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5835 N DELAWARE ST, INDIANAPOLIS, IN 46220-2529

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Dec 17, 2018
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Document Number	0000126435
Instrument Date	Nov 30, 2018
Instrument	A201800126435
Transaction Type	Transfer
Record Updated	Aug 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754

Mortgage

Document Number	0000126436
Date	Dec 17, 2018
Instrument	A201800126436

Lender

Name	FAIRWAY INDEPENDENT MTG CORP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 6, 2018
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Document Number	0000055666
Instrument Date	May 30, 2018
Instrument	55666
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 E PALMER ST INDIANAPOLIS IN 462032754, INDIANAPOLIS, IN 46203-2754

Mortgage

Document Number	55667
Date	Jun 6, 2018
Instrument	55667

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 5, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Jun 1, 2018
Property Address	1012 E PALMER ST, INDIANAPOLIS, IN 46203-2754
Document Number	0000054018
Instrument Date	Apr 24, 2018
Instrument	54018
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	FIRST AMERICAN TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1020 E PALMER ST INDIANAPOLIS IN 462032754, INDIANAPOLIS, IN 46203-2754

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Center Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$229,100 Land $19,100 Building $210,000	$229,100 Land $19,100 Building $210,000
2024	$5,149.00 (+1.02%)
2023	$5,097.00 (+183.8%)	$214,900 (+38.73%) Land $19,100 Building $195,800	$214,900 (+38.73%) Land $19,100 Building $195,800
2022	$1,796.00 (+17.69%)	$154,900 Land $19,100 Building $135,800	$154,900 Land $19,100 Building $135,800
2021	$1,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 E Palmer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective June 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1012 E Palmer St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: On-Ramp Indiana, Xfinity, Xiber.

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