1012 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1012 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,251 sqft · built 1986
Lot Size0.241 acres (10,497 sqft)
OwnerCompany Name on File
Last Sale$329,000 (Dec 2004)
Tax Bill$3,247 (2025)
Deeds & MortgagesOct 2021 Reverse Mortgage
Jul 2020 Reverse Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN214-17-323

Property Details

APN / Parcel Number

Primary APN214-17-323
Alternative APN
  • 214173231

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,251 sqft Living Area
Gross Area2,372 sqft
1st Floor Area2,251 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Exterior MaterialStucco
Construction TypeConcrete Block
Roof MaterialConcrete
Lot Area10,497 sqft (0.241 acres)
Parking Spaces3 Parking Spaces
Pool TypePool Type
Pool Area500 sqft
Patio Area121 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address1012 E MONTE CRISTO AVE
CityPHOENIX
StateAZ
Zip85022-3152
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionNORTH SLOPE MCR 212-33
Legal Range3E
Legal Township3N
Legal Section4
Legal SubdivisionNORTH SLOPE
Legal Lot Number80
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2007
Census Tract103611

Owner

Source: Maricopa County assessment roll, APN 214-17-323, as of October 22, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address1012 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3152
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2021Intrafamily Transfer, Transfer · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
Jul 01, 2020Deed of Trust, Mortgage · Reverse Mortgage
PHH MORTGAGE SERVICES CORP
Jun 24, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 12, 2018Deed of Trust, Mortgage · FHA Mortgage
MORTGAGE ELECTRONIC REGISTRATI

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 15, 2004 · Amount on Record
Deed SaleDec 15, 2004 · Amount on Record
Deed Document Number20041473020
Last Transfer DateSep 02, 2021
Transfer Doc0001146116
Record UpdatedSep 20, 2026

October 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMARICOPA AZ
Recording DateOct 25, 2021
Property Address1012 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3152
Document Number0001146116
Map ReferenceMB 212 PG 33
Instrument DateSep 02, 2021
Instrument20211146116
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyCLEAR TITLE AGENCY OF AZ

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address1012 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3152

Mortgage

Document Number0001146117
DateOct 25, 2021
Instrument20211146117
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate1.98%
AdjustableAdjustable Rate Rider
Change FrequencyMonthly
Index1-Year CMT
Max Rate6.98%

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1012 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3152
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000583400
DateJul 01, 2020
Instrument20200583400
Lender
NamePHH MORTGAGE SERVICES CORP
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate2.45%
Type Change DateJul 01, 2021
Change FrequencyAnnually
Index1-Year LIBOR

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1012 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3152
Document Number0000583401
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedJul 15, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1012 E MONTE CRISTO AVE PHOENIX AZ 850223152, PHOENIX, AZ 85022-3152

Mortgage

Document Number0000583401
DateJul 01, 2020
Instrument583401
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term996 Months
Interest
Rate TypeAdjustable Rate
Rate2.45%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address1012 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3152
Document Number0000778961
Instrument DateOct 12, 2018
Transaction TypeMortgage
Record UpdatedOct 23, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address1012 E MONTE CRISTO AVE PHOENIX AZ 850223152, PHOENIX, AZ 85022-3152

Mortgage

Document Number0000778961
DateOct 17, 2018
Instrument778961
Lender
NameMORTGAGE ELECTRONIC REGISTRATI
AddressFLINT, MI 48501-2026
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term1020 Months
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll as of October 22, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityPhoenix City
Unified School DistrictParadise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$56,630 (+50.98%)$566,300 (+6.89%) Land $113,200 Building $453,100
2025$3,247.00 (+5.01%)$37,508 (-34.72%)$529,800 (-7.8%) Land $105,900 Building $423,900
2024$57,460$574,600 Land $114,900 Building $459,700
2023$3,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), as of October 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 040131036112, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2021 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 528 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 150
Lumen Technologies
DSL · Fiber in parts of the area
140 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system AZ0407025, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF PHOENIX
serves 1,695,000 people
Water SourceSurface water
Last State InspectionDec 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Jan 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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