1012 E Hill Ave, Gallup, NM 87301 Property Records

McKinley County property record for 1012 E Hill Ave, Gallup, NM 87301

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,698 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Oct 2019)
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2-105-088-062-187`

Property Details

APN / Parcel Number

Primary APN	`2-105-088-062-187`
Alternative APN	`R026530`

Exterior

Lot Area	5,698 sqft (0.13 acres)

Location & Zoning

Account Number	R026530
Street Address	1012 E HILL AVE
City	GALLUP
State	NM
Zip	87301-5459
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12, BLOCK 17, FORD HWY. 66 ADDN. DOC 340777 07/11/08 DOC 389696 07/30/19 DOC 390600 10/31/19 CODE 2-105-088-062-187
Legal Subdivision	FORD HWY. SIXTY SIX ADDN
Legal Block	17
Legal Lot Number	11-12
Jurisdiction	MCKINLEY NM
Township / Civil Division	GALLUP
Census Block Group	3
Census Block	3000
Census Tract	945503

Owner

Source: McKinley County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1012 E HILL AVE, GALLUP, NM 87301-5459
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 31, 2019	Warranty Deed, Transfer · VA Mortgage BOKF NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on File
Deed Sale	Oct 31, 2019 · Amount on File
Prior Sale	Jul 11, 2008 · Amount on File
Deed Document Number	2019390600
Prior Transfer Date	Jul 25, 2019
Prior Transfer Doc	0000389696
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCKINLEY NM
Property Address	1012 E HILL AVE, GALLUP, NM 87301-5459
Transaction Type	Mortgage
Record Updated	May 8, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000397536
Date	Aug 16, 2021
Instrument	397536

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCKINLEY NM
Recording Date	Oct 31, 2019
Property Address	1012 E HILL AVE, GALLUP, NM 87301-5459
Document Number	0000390600
Instrument Date	Oct 30, 2019
Instrument	390600
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	NOT AVAILABLE, GALLUP TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 E HILL AVE, GALLUP, NM 87301-5459

Mortgage

Document Number	0000390601
Date	Oct 31, 2019
Instrument	390601

Lender

Name	BOKF NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: McKinley County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	New Mexico
County	McKinley County
Municipality	Gallup City
Unified School District	Gallup-McKinley County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,502 (+3%) Land $7,160 Building $49,342	$169,507 (+3%) Land $21,480 Building $148,027
2025	$1,473.00 (-16.83%) Veteran's exemption Additional exemption filed	$54,857 (+3%) Land $7,127 Building $47,730	$164,570 (+3%) Land $21,380 Building $143,190
2024	$1,771.00 (+2.61%) Veteran's exemption Additional exemption filed	$53,259 (+3%) Land $7,127 Building $46,132	$159,777 (+3%) Land $21,380 Building $138,397
2023	$1,726.00 (+6.41%) Veteran's exemption Additional exemption filed	$51,708 (+3%) Land $7,127 Building $44,581	$155,124 (+3%) Land $21,380 Building $133,744
2022	$1,622.00 Veteran's exemption Additional exemption filed	$50,202 Land $7,127 Building $43,075	$150,606 Land $21,380 Building $129,226

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of New Mexico
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLUP WATER SYSTEM serves 20,880 people · EPA ID NM3508317
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Jan 2026
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Choice Broadband Fixed Wireless	400 / 80

May also be available: AT&T, Verizon.

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