1012 E High St, Eaton, OH 45320 Property Records

Preble County property record for 1012 E High St, Eaton, OH 45320

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,685 sqft · built 2022
Lot Size	0.551 acres (24,045 sqft)
Owner	Individual Name on File
Last Sale	$336,456 (Jul 2023)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Apr 2025 Transfer Jul 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M40-0006-114-00-040-000`

Property Details

APN / Parcel Number

Primary APN	`M40-0006-114-00-040-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,685 sqft Living Area
1st Floor Area	1,685 sqft

Exterior

Year Built	Built 2022
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,045 sqft (0.551 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	801 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1012 E HIGH ST
City	EATON
State	OH
Zip	45320-1989
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3348 ROLLING HILLS ESTATES SUBD SEC 4
Legal Subdivision	ROLLING HILLS ESTATES SUBD SEC 4
Legal Lot Number	3348
Jurisdiction	PREBLE OH
Township / Civil Division	EATON
Census Block Group	4
Census Block	4002
Census Tract	455002

Owner

Source: Preble County assessment roll, APN M40-0006-114-00-040-000, as of August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1012 E HIGH ST, EATON, OH 45320-1989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 03, 2025	Transfer on Death Deed, Transfer
Jul 27, 2023	Survivorship Deed, Transfer · Conventional Mortgage THE TWIN VALLEY BANK
Apr 28, 2022	Warranty Deed, Transfer NATIONAL TITLE COMPANY (H, NATIONAL TITLE CO
Apr 08, 2022	Warranty Deed, Transfer NATIONAL TITLE COMPANY (H, NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Apr 28, 2022 · Amount on Record
Deed Document Number	960
Deed Book / Page	447 / 1706
Record Updated	Sep 20, 2026

April 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 03, 2025
Property Address	1012 E HIGH ST, EATON, OH 45320-1989
Document Number	000465/312
Book / Page	465 / 312
Map Reference	MB 18 PG 5
Instrument Date	Apr 02, 2025
Instrument	202500001278
Transaction Type	Transfer
Record Updated	Jun 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1012 E HIGH ST, EATON, OH 45320-1989

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1012 E HIGH ST, EATON, OH 45320-1989

July 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PREBLE OH
Recording Date	Jul 27, 2023
Property Address	1012 E HIGH ST, EATON, OH 45320-1989
Document Number	00447/1706
Book / Page	447 / 1706
Map Reference	MB 18 PG 5
Instrument Date	Jul 25, 2023
Instrument	202300002914
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,009.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 E HIGH ST, EATON, OH 45320-1989
Investor	Possibly a Property Investor

Mortgage

Document Number	202300002915
Date	Jul 27, 2023
Instrument	202300002915

Lender

Name	THE TWIN VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.65%
Type Change Date	Jul 25, 2038
Change Frequency	Annually
Min Rate At Change	7.65%
Max Rate At Change	9.65%
Index	1-Year T-Bill
Max Rate	13.6%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 28, 2022
Property Address	1012 E HIGH ST, EATON, OH 45320-1989
Document Number	00433/2461
Book / Page	433 / 2461
Map Reference	MB 18 PG 5
Instrument Date	Apr 22, 2022
Instrument	202200002257
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$120.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1201, DAYTON, OH 45401-1201

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PREBLE OH
Recording Date	Apr 08, 2022
Property Address	1012 E HIGH ST, EATON, OH 45320-1989
Document Number	000433/221
Book / Page	433 / 221
Map Reference	MB 18 PG 5
Instrument Date	Apr 06, 2022
Instrument	202200001835
Transaction Type	Transfer
Record Updated	Aug 28, 2023
Title Company	NATIONAL TITLE COMPANY (H, NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$90.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 95, BROOKVILLE, OH 45309-0095

Tax Assessment & Valuation

Source: Preble County assessment roll as of August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Preble County
Municipality	Eaton City
Unified School District	Eaton Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00 (+1.18%)	$91,460 (-) Land $18,240 Building $73,220
2024	$3,233.00 (+39.71%)	$91,460 (+66.75%) Land $18,240 Building $73,220
2023	$2,314.00 (+323.03%)	$54,850 (+314.59%) Land $18,240 Building $36,610	$261,300 (+66.75%) Land $52,100 Building $209,200
2022	$547.00	$13,230 Land $13,230
2020			$156,700 Land $52,100 Building $104,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Preble County (39135C), as of May 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391354550024, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 131 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system OH6801612, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EATON PUBLIC WATER SYSTEM serves 8,400 people
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.

1012 E High St, Eaton, OH 45320 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2025: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2023: Survivorship Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on E High St

Nearby Streets

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