1012 E 14th Ct, Panama City, FL 32401 Property Records

Bay County property record for 1012 E 14th Ct, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	1 bd · 1 ba · 417 sqft · built 1945
Lot Size	0.257 acres (11,195 sqft)
Owner	Individual Name on File
Last Sale	$5,900 (Apr 2021)
Tax Bill	$353 (2025)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`16784-000-000`

Property Details

APN / Parcel Number

Primary APN	`16784-000-000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	417 sqft
1st Floor Area	417 sqft

Exterior

Year Built	Built 1945
Lot Area	11,195 sqft (0.257 acres)
Lot Dimensions	140 ft deep x 80 ft wide

Location & Zoning

Street Address	1012 E 14TH CT
City	PANAMA CITY
State	FL
Zip	32401-3312
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC04
Legal Description	LOUIS TRACT LOTS 7, 8 BLK 4 ORB 1233 P 681 ORB 4390 P 687
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	LOUIS TRACT
Legal Block	4
Legal Lot Number	7,8 8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3014
Census Tract	1600

Owner

1012 E 14th Ct, residential vacant land, is owned by an individual who bought it in April 2021.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1405 N HARRIS AVE, PANAMA CITY, FL 32401-4141
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2021 · Amount on File
Deed Sale	Apr 13, 2021 · Amount on File
Deed Document Number	2021027049
Deed Book / Page	4390 / 687
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 13, 2021
Property Address	1012 E 14TH CT, PANAMA CITY, FL 32401-3312
Document Number	0043900687
Book / Page	4390 / 687
Instrument Date	Apr 6, 2021
Instrument	2021027049
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Amount	Amount on Record
Tax	$41.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5202 COLLINS ST, 5202, PANAMA CITY, FL 32404-6014

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1012 E 14th Ct was $353, up 1.4% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$353.00 (+1.44%)	$25,088 (+6.67%) Land $25,088	$25,088 (+6.67%) Land $25,088
2024	$348.00 (-29.7%)	$23,520 (+11.11%) Land $23,520	$23,520 (+11.11%) Land $23,520
2023	$495.00 (+11.74%)	$21,168 (+34.33%) Land $21,168	$21,168 (+34.33%) Land $21,168
2022	$443.00	$15,758 Land $15,758	$15,758 Land $15,758

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 E 14th Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1012 E 14th Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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