1012 Draco Rd, #1, Lenoir, NC 28645 Property Records

Caldwell County property record for 1012 Draco Rd, #1, Lenoir, NC 28645

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 2001
Lot Size0.483 acres (21,060 sqft)
Owner2 Individual Names on File
Last Sale$10,000 (Apr 2021)
Tax Bill$1,434 (2025)
Deeds & MortgagesJan 2022 Line of Credit
Feb 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN07 59 1 1

Property Details

APN / Parcel Number

Primary APN07 59 1 1
Alternative APN
  • 114013

Interior

Bedrooms3 Beds
Full Baths2 Baths
Units2 Units
Stories1 Story
Building Area1,000 sqft Heated Area
Gross Area1,228 sqft
1st Floor Area1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2005
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area21,060 sqft (0.483 acres)
Lot Dimensions234 ft deep x 90 ft wide
Deck Area228 sqft
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number114013
Street Address1012 DRACO RD, 1
CityLENOIR
StateNC
Zip28645-9276
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1347 PG 814 YR 2001 ST166.00
Legal SubdivisionRANDY COOPER
JurisdictionCALDWELL NC
Township / Civil DivisionLITTLE RIVER
Census Block Group3
Census Block3023
Census Tract31201

Owner

Source: Caldwell County assessment roll, as of July 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1012 DRACO RD, LENOIR, NC 28645-9276
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2022Deed of Trust, Mortgage · Line of Credit
FIRST HORIZON BANK
Feb 15, 2017Deed of Trust, Mortgage · Line of Credit
COMMUNITYONE BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 1, 2021 · Amount on Record
Deed SaleApr 1, 2021 · Amount on Record
Prior SaleJul 3, 2001 · Amount on Record
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address1012 DRACO RD # 1, 1, LENOIR, NC 28645-9276
Transaction TypeMortgage
Record UpdatedJul 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020451934
DateJan 21, 2022
Book Page2045/1934
Instrument10067657
Lender
NameFIRST HORIZON BANK
TypeBank
AddressLENOIR, NC 28645
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 14, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address1012 DRACO RD # 1, 1, LENOIR, NC 28645-9276
Document Number0010009198
Book / Page001914 / 001215
Instrument DateFeb 15, 2017
Transaction TypeMortgage
Record UpdatedApr 24, 2017
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1012 DRACO RD LENOIR NC 286459276, LENOIR, NC 28645-9276

Mortgage

Document Number0010009198
DateMar 3, 2017
Book Page001914/001215
Instrument10009198
Lender
NameCOMMUNITYONE BK NA
TypeBank
AddressLENOIR, NC 28645-9216
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,434.00 (+74.67%)$185,000 (+66.37%) Land $12,200 Building $172,800$185,000 (+66.37%) Land $12,200 Building $172,800
2023$111,200 (-) Land $12,200 Building $99,000$111,200 (-) Land $12,200 Building $99,000
2022$821.00$111,200 Land $12,200 Building $99,000$111,200 Land $12,200 Building $99,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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