Union County property record for 1012 Downing Ct, Indian Trail, NC 28079
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,222 sqft · built 2005 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Company Name on File |
| Last Sale | $303,000 (Feb 2021) |
| Tax Bill | $2,493 (2025) |
| Deeds & Mortgages | Aug 2021 Construction Loan Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-096-524 |
| Primary APN | 07-096-524 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,222 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 6,708 sqft (0.154 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 152 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 DOWNING CT |
|---|---|
| City | INDIAN TRAIL |
| State | NC |
| Zip | 28079-9322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SF-4 INDIA |
| Legal Description | #207 TAYLOR GLENN PH2/MP2 OPCI-211 |
| Legal Subdivision | TAYLOR GLEN |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20317 |
Source: Union County records · APN 07-096-524
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146 |
| Owner Type | Company |
| Vesting | Partnership |
| Date | Document |
|---|---|
| Aug 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Feb 12, 2021 | Warranty Deed, Transfer INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 12, 2021 · Amount on Record |
| Deed Sale | Feb 12, 2021 · Amount on Record |
| Prior Sale | Jul 21, 2015 · Amount on Record |
| Deed Document Number | 20216840 |
| Deed Book / Page | 7988 / 872 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 DOWNING CT, INDIAN TRAIL, NC 28079-9322 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | OS NATIONAL RESWARE |
| Name | Verified Name |
|---|
| Document Number | 8219397 |
|---|---|
| Date | Aug 26, 2021 |
| Book Page | 8219/397 |
| Instrument | 40472 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10036 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Sep 09, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 12, 2021 |
| Property Address | 1012 DOWNING CT, INDIAN TRAIL, NC 28079-9322 |
| Document Number | 0007988872 |
| Book / Page | 7988 / 872 |
| Map Reference | CAB I FILE 211 |
| Instrument Date | Feb 11, 2021 |
| Instrument | 6840 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $606.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10911 SYCAMORE CLUB DR, 10911, MINT HILL, NC 28227-5807 |
| Name | Verified Name |
|---|---|
| Address | 1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261 |
| Investor | Possibly a Property Investor |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Indian Trail Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,493.00 (+7.55%) | $384,900 (+37.71%) Land $92,000 Building $292,900 | $384,900 (+37.71%) Land $92,000 Building $292,900 |
| 2023 | $2,318.00 | $279,500 Land $58,300 Building $221,200 | $279,500 Land $58,300 Building $221,200 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 304 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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