1012 Division St, Port Huron, MI 48060 Property Records

St. Clair County property record for 1012 Division St, Port Huron, MI 48060 · Last verified October 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 707 sqft · built 1908
Lot Size	0.087 acres (3,790 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Mar 2023)
Tax Bill	$1,970 (2024)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`74-06-743-1146-000`

Property Details

APN / Parcel Number

Primary APN	`74-06-743-1146-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	707 sqft Living Area

Exterior

Year Built	Built 1908
Lot Area	3,790 sqft (0.087 acres)
Lot Dimensions	52.8 ft deep x 72 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74067431146000
Street Address	1012 DIVISION ST
City	PORT HURON
State	MI
Zip	48060-6211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 EX E 67 FT & EX W 16 FT BLK 127 WHITE PLAT
Legal Subdivision	WHITE
Legal Block	127
Legal Lot Number	1
Legal Unit	1
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	PORT HURON
Census Block Group	2
Census Block	2012
Census Tract	621000

Owner

Source: St. Clair County records · APN 74-06-743-1146-000

Assessment roll updated March 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 DIVISION ST, PORT HURON, MI 48060-6211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 15, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE 1 AT SUBURBAN

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Jan 15, 2020 · Amount on Record
Deed Document Number	0005607130
Deed Book / Page	5607 / 130
Prior Transfer Date	Mar 22, 2023
Prior Transfer Doc	0005607130
Record Updated	Jun 08, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 22, 2023
Property Address	1012 DIVISION ST, PORT HURON, MI 48060-6211
Document Number	0005607130
Book / Page	5607 / 130
Map Reference	LB C PG 26
Instrument Date	Feb 23, 2023
Instrument	2023004593
Transaction Type	Transfer
Record Updated	Apr 06, 2023
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1902 LA SALLE LN, LEAGUE CITY, TX 77573-1930

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 DIVISION ST, PORT HURON, MI 48060-6211

Mortgage

Document Number	2023004594
Date	Mar 22, 2023
Instrument	2023004594

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

Mortgage

Document Number	0005607151
Date	Mar 22, 2023
Book Page	5607/151
Instrument	2023004595

Lender

Name	CITY OF PORT HURON
Type	Government Agency
Address	PORT HURON, MI 48060

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 15, 2020
Property Address	1012 DIVISION ST, PORT HURON, MI 48060-6211
Document Number	0051410956
Book / Page	005141 / 000956
Instrument Date	Dec 30, 2019
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$515.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4201 MORNINGSIDE BLVD DAYTON OH 454323633, DAYTON, OH 45432-3633

Mortgage

Document Number	51380429
Date	Jan 15, 2020
Book Page	005138/000429

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2050

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated March 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Port Huron City
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$41,100 (+19.48%)
2024	$1,970.00 (+87.98%)		$82,200 (+19.48%)
2023		$34,400
2022	$1,048.00		$68,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 710 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: T-Mobile USA, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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