Bay County property record for 1012 Discovery Loop N, Panama City, FL 32405
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.365 acres (15,899 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,047 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 11731-350-690 |
| Primary APN | 11731-350-690 |
|---|
| Lot Area | 15,899 sqft (0.365 acres) |
|---|---|
| Lot Dimensions | 194 ft deep x 70 ft wide |
| Street Address | 1012 DISCOVERY LOOP N |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-2956 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | SWEETBAY PHASE 2C LOT 456 ORB 4643 P 1991 |
| Legal Subdivision | SWEETBAY PHASE 2C |
| Legal Lot Number | 456 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 1501 |
Source: Bay County assessment roll, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1903 WRIGHT PL, 220, CARLSBAD, CA 92008-6584 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,047.00 (+7.27%) | $66,300 (+17.84%) Land $66,300 | $66,300 (+17.84%) Land $66,300 |
| 2024 | $976.00 (-10.87%) | ||
| 2023 | $1,095.00 (+157.04%) | $56,265 (+283.22%) Land $56,265 | $56,265 (+283.22%) Land $56,265 |
| 2022 | $426.00 | $14,682 Land $14,682 | $14,682 Land $14,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 154 (1984–2022) |
| Claims Outside the SFHA | 16 of 154 |
| Most Recent Claim | May 2022 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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