Kane County property record for 1012 Dean St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,307 sqft · built 1910 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Apr 2023) |
| Tax Bill | $6,964 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-28-452-012 |
| Primary APN | 09-28-452-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,307 sqft Living Area |
| Basement Area | 396 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1959 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1012 DEAN ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-1737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT |
| Legal Block | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 852203 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4056 N PAULINA ST, 2N, CHICAGO, IL 60613-2573 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Apr 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Aug 4, 2021 | Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2023 · Amount on Record |
| Deed Sale | Apr 5, 2023 · Amount on Record |
| Prior Sale | Aug 4, 2021 · Amount on Record |
| Deed Document Number | 202310520 |
| Prior Transfer Date | Jun 16, 2009 |
| Prior Transfer Doc | 0000045893 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 5, 2023 |
| Property Address | 1012 DEAN ST, ST CHARLES, IL 60174-1737 |
| Document Number | 0000010520 |
| Instrument Date | Mar 21, 2023 |
| Instrument | 2023K010520 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 4374, LISLE, IL 60532-9374 |
| Name | Verified Name |
|---|---|
| Address | 4056 N PAULINA ST APT 2N, 2N, CHICAGO, IL 60613-2573 |
| Document Number | 0000010521 |
|---|---|
| Date | Apr 5, 2023 |
| Instrument | 2023K010521 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 4, 2021 |
| Property Address | 1012 DEAN ST, ST CHARLES, IL 60174-1737 |
| Document Number | 0000059557 |
| Instrument Date | Jul 13, 2021 |
| Instrument | 2021K059557 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 817 OADEN AVE #4374 # 4374, 4374, LISLE, IL 60532-0785 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,964.00 (+4.91%) | $107,303 (+8.53%) Land $36,375 Building $70,928 | $322,038 (+8.53%) Land $109,169 Building $212,869 |
| 2024 | $98,869 (+20.26%) Land $33,516 Building $65,353 | $296,726 (+20.31%) Land $100,588 Building $196,137 | |
| 2022 | $6,638.00 (+136.06%) | $82,214 (+24.34%) Land $32,539 Building $49,675 | $246,642 (+24.34%) Land $97,617 Building $149,025 |
| 2021 | $2,812.00 Homeowner's exemption | $66,122 Land $31,016 Building $35,106 | $198,366 Land $93,048 Building $105,318 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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