1012 Dawson St, Waterloo, IA 50703 Property Records

Black Hawk County property record for 1012 Dawson St, Waterloo, IA 50703

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,036 sqft · built 1920
Lot Size	0.072 acres (3,128 sqft)
Owner	Individual Name on Record
Last Sale	$54,000 (Jul 2023)
Tax Bill	$1,162 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`8913-15-483-017`

Property Details

APN / Parcel Number

Primary APN	`8913-15-483-017`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,036 sqft Living Area
1st Floor Area	560 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	3,128 sqft (0.072 acres)
Lot Dimensions	92 ft deep x 34 ft wide
Porch	Slab
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1012 DAWSON ST
City	WATERLOO
State	IA
Zip	50703-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOASH PARK ADDITION W 34 FT LOTS 18 AND 19 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	15
Legal Subdivision	SOASH PARK ADDITION
Legal Block	3
Legal Lot Number	18,19
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1054
Census Tract	1600

Owner

Source: Black Hawk County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3949 SCENIC DR, WATERLOO, IA 50701-3120
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2022	Warranty Deed, Transfer · Conventional Mortgage GREENSTATE CU
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit FARMERS STATE BANK
Dec 1, 2020	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Jul 25, 2022 · Amount on Record
Deed Document Number	20231393
Record Updated	Sep 20, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 25, 2022
Property Address	1012 DAWSON ST, WATERLOO, IA 50703-2116
Document Number	202300001393
Instrument Date	Jul 20, 2022
Instrument	202300001393
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.60
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 DAWSON ST, WATERLOO, IA 50703-2116

Mortgage

Document Number	202300001394
Date	Jul 25, 2022
Instrument	202300001394

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 5, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Aug 1, 2032
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	6.87%
Index	1-Year CMT
Max Rate	10.8%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	1012 DAWSON ST, WATERLOO, IA 50703-2116
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100019258
Date	Mar 16, 2021
Instrument	202100019258

Lender

Name	FARMERS STATE BANK
Type	Bank
Address	WATERLOO, IA 50701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

December 2020: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 1, 2020
Property Address	1012 DAWSON ST, WATERLOO, IA 50703-2116
Document Number	202100011615
Instrument Date	Nov 25, 2020
Instrument	202100011615
Transaction Type	Foreclosure
Record Updated	Feb 10, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 ANSBOROUGH AVE, WATERLOO, IA 50701-5714

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,162.00	$58,270 (+8.73%) Land $6,570 Building $51,700	$58,270 (+8.73%) Land $6,570 Building $51,700
2024	$1,162.00 (+25.76%)
2023		$53,590 (+27.5%) Land $6,570 Building $47,020	$53,590 (+27.5%) Land $6,570 Building $47,020
2022	$924.00	$42,030 Land $6,570 Building $35,460
2021			$42,030 Land $6,570 Building $35,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	58 (1983–2016)
Claims Outside the SFHA	17 of 58
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 20 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 18 claims Severe Storms & Flooding, Aug 1993 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 375 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Nextlink.

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