1012 Dawn Light Rd, Indian Trail, NC 28079 Property Records

Union County property record for 1012 Dawn Light Rd, Indian Trail, NC 28079

Property Summary

Property Type	Rural Home
Details	5 bd · 3 ba · 3,258 sqft · built 2013
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Nov 2018)
Tax Bill	$3,311 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-003-363`

Property Details

APN / Parcel Number

Primary APN	`07-003-363`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,258 sqft Living Area
1st Floor Area	1,558 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Construction Type	Wood
Roof Type	Gable
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	1012 DAWN LIGHT RD
City	INDIAN TRAIL
State	NC
Zip	28079-5777
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-5 INDIA
Legal Description	LOT 467 FIELDSTONE FARM MAP 7 L/144
Legal Subdivision	FIELDSTONE FARM
Legal Lot Number	467
Jurisdiction	UNION NC
Township / Civil Division	VANCE
Census Block Group	2
Census Block	2098
Census Tract	20305

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 DAWN LIGHT RD, INDIAN TRAIL, NC 28079-5777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 1, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Nov 29, 2018	Warranty Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 29, 2018 · Amount on Record
Deed Sale	Nov 29, 2018 · Amount on Record
Prior Sale	Dec 6, 2013 · Amount on Record
Deed Document Number	201832915
Deed Book / Page	7275 / 527
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 DAWN LIGHT RD, INDIAN TRAIL, NC 28079-5777
Transaction Type	Mortgage
Record Updated	Sep 27, 2021
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8233356
Date	Sep 8, 2021
Book Page	8233/356
Instrument	42392

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	276 Months
Due	Sep 1, 2044

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 DAWN LIGHT RD, INDIAN TRAIL, NC 28079-5777
Document Number	770456
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 DAWN LIGHT RD INDIAN TRAIL NC 280795777, INDIAN TRAIL, NC 28079-5777

Mortgage

Document Number	770456
Date	Jun 17, 2020
Book Page	007704/000056
Instrument	21632

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	324 Months
Due	Jun 16, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	1012 DAWN LIGHT RD, INDIAN TRAIL, NC 28079-5777
Document Number	7502880
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1012 DAWN LIGHT RD INDIAN TRAIL NC 280795777, INDIAN TRAIL, NC 28079-5777

Mortgage

Document Number	7502880
Date	Oct 29, 2019
Book Page	007502/000880
Instrument	33454

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 29, 2018
Property Address	1012 DAWN LIGHT RD, INDIAN TRAIL, NC 28079-5777
Document Number	0007275527
Book / Page	7275 / 527
Map Reference	CAB L FILE 144
Instrument Date	Nov 21, 2018
Instrument	0032915
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2209 POPLAR RIDGE DR, 2209, MONROE, NC 28110-0015

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 DAWN LIGHT RD, INDIAN TRAIL, NC 28079-5777

Mortgage

Document Number	0000032916
Date	Nov 29, 2018
Instrument	0032916

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$504,000 (-) Land $90,400 Building $413,600	$504,000 (-) Land $90,400 Building $413,600
2025	$3,311.00 (+20.05%)	$504,000 (+52.22%) Land $90,400 Building $413,600	$504,000 (+52.22%) Land $90,400 Building $413,600
2023	$2,758.00	$331,100 Land $54,000 Building $277,100	$331,100 Land $54,000 Building $277,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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