Schenectady County and Schenectady City property record for 1012 Cutler St, Schenectady, NY 12303
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 3 ba · 2,062 sqft · built 1920 |
| Lot Size | 0.099 acres (4,350 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $11,000 (Jul 2022) |
| Tax Bill | $5,317 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Jul 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.54-3-19 |
| Primary APN | 421500 49.54-3-19 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,062 sqft Total Area |
| 1st Floor Area | 1,172 sqft |
| 2nd Floor Area | 890 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,350 sqft (0.099 acres) |
| Lot Dimensions | 145 ft deep x 30 ft wide |
| Porch | Porch |
| Porch Area | 204 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1012 CUTLER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 WOOD |
| Legal Block | 3 |
| Legal Lot Number | 19.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 21400 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 11538 141ST ST, JAMAICA, NY 11436-1021 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 6, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CITY OF SCHENECTADY |
| Jul 6, 2022 | Quit Claim Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 6, 2022 · Amount on Record |
| Deed Sale | Jul 6, 2022 · Amount on Record |
| Prior Sale | Jan 9, 2006 · Amount on Record |
| Deed Document Number | 202235290 |
| Deed Book / Page | 2087 / 870 |
| Prior Transfer Date | Jul 1, 2022 |
| Prior Transfer Doc | 0000035289 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 6, 2022 |
| Property Address | 1012 CUTLER ST, SCHENECTADY, NY 12303 |
| Document Number | 0000035290 |
| Book / Page | 2087 / 870 |
| Map Reference | MAP 244 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 202235290 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $44.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 11538 141ST ST, JAMAICA, NY 11436-1021 |
| Document Number | 0000035291 |
|---|---|
| Date | Jul 6, 2022 |
| Instrument | 202235291 |
| Name | CITY OF SCHENECTADY |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 6, 2022 |
| Property Address | 1012 CUTLER ST, SCHENECTADY, NY 12303 |
| Document Number | 0000035289 |
| Book / Page | 2087 / 867 |
| Map Reference | MAP 244 |
| Instrument Date | Jul 1, 2022 |
| Instrument | 202235289 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Name | Verified Name |
|---|---|
| Address | 105 JAY ST, SCHENECTADY, NY 12305-1905 |
| Investor | Possibly a Property Investor |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,317.00 (+5.27%) | ||
| 2025 | $5,051.00 (+277.22%) | $59,300 (-) Land $8,900 Building $50,400 | $98,195 (+30.82%) Land $14,738 Building $83,457 |
| 2023 | $59,300 (-) Land $8,900 Building $50,400 | $75,063 (+3.8%) Land $11,266 Building $63,797 | |
| 2022 | $59,300 Land $8,900 Building $50,400 | $72,317 Land $10,854 Building $61,463 | |
| 2021 | $1,339.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 729 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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