1012 Crystal Bear Trl, Murfreesboro, TN 37128 Property Records

Rutherford County property record for 1012 Crystal Bear Trl, Murfreesboro, TN 37128

Property Summary

Property Type	Single Family Home
Details	1,334 sqft · built 2006
Lot Size	0.35 acres (15,075 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Nov 2009)
Tax Bill	$2,055 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`125A-F-040.00-000`

Property Details

APN / Parcel Number

Primary APN	`125A-F-040.00-000`
Alternative APNs	`125A F 04000` `R0091701`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,334 sqft Living Area
1st Floor Area	1,334 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	15,075 sqft (0.35 acres)
Lot Dimensions	120 ft deep x 121 ft wide
Garage Type	Attached
Garage Area	460 sqft
Driveway	Driveway
Porch	Slab
Deck Area	Deck Area
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	R0091701
Street Address	1012 CRYSTAL BEAR TRL
City	MURFREESBORO
State	TN
Zip	37128-8210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 40 SOUTHRIDGE COVE PB 29 PG 224 SPLIT OFF 125-4 SI 001 FOR 07 121.47 X 120.35 IRR
Legal Subdivision	SOUTHRIDGE COVE
Legal Lot Number	40
Jurisdiction	RUTHERFORD TN
Township / Civil Division	7
Census Block Group	2
Census Block	2012
Census Tract	40910

Owner

1012 Crystal Bear Trl is owned and occupied by an individual who acquired it in July 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	1012 CRYSTAL BEAR TRL, MURFREESBORO, TN 37128-8210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Jul 30, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage CHURCHILL MTG
Jul 16, 2018	Quit Claim Deed, Transfer CONCORD TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2009 · Amount on File
Deed Sale	Nov 17, 2009 · Amount on File
Deed Book / Page	961 / 1367
Last Transfer Date	Jul 23, 2018
Transfer Doc	16953176
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1012 CRYSTAL BEAR TRL, MURFREESBORO, TN 37128-8210
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CRYSTAL BEAR TRL, MURFREESBORO, TN 37128-8210

Mortgage

Document Number	0023062779
Date	Dec 20, 2022
Book Page	2306/2779
Instrument	2476787

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37203

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	1012 CRYSTAL BEAR TRL, MURFREESBORO, TN 37128-8210
Document Number	RB19231897
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CRYSTAL BEAR TRL MURFREESBORO TN 371288210, MURFREESBORO, TN 37128-8210

Mortgage

Document Number	RB19231897
Date	Jun 29, 2020
Book Page	001923/001897
Instrument	2284761

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2050

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 30, 2018
Property Address	1012 CRYSTAL BEAR TRL, MURFREESBORO, TN 37128-8210
Document Number	RB16953174
Book / Page	001695 / 003174
Instrument Date	Jul 19, 2018
Instrument	2158995
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	CONCORD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CRYSTAL BEAR TRL MURFREESBORO TN 371288210, MURFREESBORO, TN 37128-8210

Mortgage

Document Number	RB16953176
Date	Jul 30, 2018
Book Page	001695/003176
Instrument	2158996

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	RUTHERFORD TN
Recording Date	Jul 16, 2018
Property Address	1012 CRYSTAL BEAR TRL, MURFREESBORO, TN 37128-8210
Document Number	RB16921064
Book / Page	001692 / 001064
Instrument Date	Jul 12, 2018
Instrument	2156613
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	CONCORD TITLE

Transaction

Amount	Amount on Record
Tax	$481.00
Amount Accuracy	Confirmed
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1012 CRYSTAL BEAR TRL MURFREESBORO TN 371288210, MURFREESBORO, TN 37128-8210

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Crystal Bear Trl was $2,055.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Municipality	Murfreesboro City
Elementary School District	Murfreesboro City School District (PK - 06)
Secondary School District	Rutherford County School District in Murfreesboro (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$91,600 (+26.13%) Land $27,500 Building $64,100	$366,400 Land $110,000 Building $256,400
2025	$2,055.00	$72,625 Land $13,750 Building $58,875
2023	$2,055.00	$72,625 Land $13,750 Building $58,875	$290,500 (-) Land $55,000 Building $235,500
2022			$290,500 Land $55,000 Building $235,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Crystal Bear Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1012 Crystal Bear Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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