1012 Crestwood Ln, O Fallon, MO 63366 Property Records

St. Charles County property record for 1012 Crestwood Ln, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,544 sqft · built 2019
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$265,246 (Oct 2019)
Tax Bill$4,708 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNT190300158

Property Details

APN / Parcel Number

Primary APNT190300158
Alternative APN
  • 2-0042-C700-00-230C.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,544 sqft Living Area
Basement Area1,232 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick/Stone
Lot Area6,534 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT190300158
Street Address1012 CRESTWOOD LN
CityO FALLON
StateMO
Zip63366-1693
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOBBLESTONE CROSSING #2 LOT 230C
Legal Range03E
Legal Township47N
Legal SubdivisionCOBBLESTONE CROSSING #2
Legal Lot Number230C
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group2
Census Block2010
Census Tract311801

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 CRESTWOOD LN, O FALLON, MO 63366-1693
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST HORIZON BANK
Oct 10, 2019Grant Deed, Transfer
INTEGRITY MTG/MO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 10, 2019 · Amount on Record
Deed SaleOct 10, 2019 · Amount on Record
Deed Document Number0007160413
Deed Book / Page7160 / 413
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address1012 CRESTWOOD LN, O FALLON, MO 63366-1693
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyTITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CRESTWOOD LN, O FALLON, MO 63366-1693

Mortgage

Document Number2021R082938
DateOct 5, 2021
Instrument2021R-082938
Lender
NameFIRST HORIZON BANK
TypeBank
AddressSAINT CHARLES, MO 63303
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST CHARLES MO
Recording DateOct 10, 2019
Property Address1012 CRESTWOOD LN, O FALLON, MO 63366-1693
Document Number0071600413
Book / Page007160 / 000413
Instrument DateOct 8, 2019
Instrument568600
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyTITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1012 CRESTWOOD LN O FALLON MO 633661693, O FALLON, MO 63366-1693

Mortgage

Document Number71600415
DateOct 10, 2019
Book Page007160/000415
Instrument568610
Lender
NameINTEGRITY MTG/MO
TypeMortgage Company
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term360 Months
DueOct 9, 2049

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,708.00$73,399 (+3.73%)$386,311 (+3.73%) Land $60,000 Building $326,311
2023$70,762
2022$372,433 Land $50,000 Building $322,433

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Brightspeed, Verizon, Wisper ISP.

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