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1012 Covington St, Oviedo, FL 32765 Property Records

Seminole County property record for 1012 Covington St, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,112 sqft · built 1986
Lot Size0.126 acres (5,510 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Nov 2023)
Tax Bill$3,932 (2025)
Deeds & MortgagesNov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-21-31-502-0000-0780

Property Details

APN / Parcel Number

Primary APN23-21-31-502-0000-0780

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,112 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area5,510 sqft
Garage Area483 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area205 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1012 COVINGTON ST
CityOVIEDO
StateFL
Zip32765-7038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 78 ALAFAYA WOODS PH 3 PB 33 PGS 30 TO 32
Legal Range31E
Legal Township21S
Legal Section23
Legal SubdivisionALAFAYA WOODS
Legal Tract502
Legal Lot Number78
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2009
Census Tract21321

Owner

Source: Seminole County records · APN 23-21-31-502-0000-0780

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1012 COVINGTON ST, OVIEDO, FL 32765-7038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 27, 2023 · Amount on Record
Deed SaleNov 27, 2023 · Amount on Record
Prior SaleJul 13, 2011 · Amount on Record
Deed Document Number2023107654
Deed Book / Page10542 / 1629
Record UpdatedJun 08, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSEMINOLE FL
Recording DateNov 27, 2023
Property Address1012 COVINGTON ST, OVIEDO, FL 32765-7038
Document Number0105421629
Book / Page10542 / 1629
Map ReferenceMB 33 PG 30-32
Instrument DateNov 22, 2023
Instrument2023107654
Transaction TypeTransfer
Record UpdatedDec 07, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,485.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address93 W CAROLINA AVE, MEMPHIS, TN 38103-4703

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 COVINGTON ST, OVIEDO, FL 32765-7038

Mortgage

Document Number0105421631
DateNov 27, 2023
Instrument10542/1631
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2053

Mortgage

Document Number0105421649
DateNov 27, 2023
Book Page10542/1649
Instrument2023107656
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
AddressSAN DIEGO, CA 92111
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2053

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
MunicipalityOviedo City
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,932.00 (+1.29%) Homeowner's exemption$278,099 (+9.33%)$278,099 (+9.33%) Land $94,000 Building $184,099
2023$3,882.00 (+8.25%)$254,361 (+7.74%)$254,361 (+2.38%) Land $94,000 Building $160,361
2022$3,586.00$236,096$248,437 Land $81,000 Building $167,437

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170213212, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2008–2017)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Tropical Storm Fay, Aug 2008 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 584 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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