1012 Cortland Valley, Duncan, SC 29334 Property Records

Spartanburg County property record for 1012 Cortland Valley, Duncan, SC 29334

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,999 sqft · built 2022
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$415,000 (May 2026)
Tax Bill$2,535 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2026 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN5-36-00-025.23

Property Details

APN / Parcel Number

Primary APN5-36-00-025.23
Alternative APNs
  • 6150-97-7066.80
  • 195036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,999 sqft Living Area
Gross Area2,670 sqft
1st Floor Area1,999 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number195036
Street Address1012 CORTLAND VLY
CityDUNCAN
StateSC
Zip29334-7906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 70 MACINTOSH PH 1A PB 179-393
Legal SubdivisionMACINTOSH PH 1A
Legal Phase1
Legal Lot Number70
JurisdictionSPARTANBURG SC
Township / Civil DivisionREIDVILLE
Census Block Group2
Census Block2025
Census Tract23408

Owner

Source: Spartanburg County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2021Deed of Trust, Mortgage · Commercial Mortgage
REGIONS BANK
May 5, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
Apr 6, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK INC
May 6, 2024Deed, Transfer
Apr 19, 2022Intrafamily Transfer, Transfer
Apr 19, 2022Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2026 · Amount on Record
Deed SaleMay 5, 2026 · Amount on Record
Prior SaleMay 6, 2024 · Amount on Record
Deed Document Number202620395
Deed Book / Page157 / Q.768
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPARTANBURG SC
Property Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
Transaction TypeMortgage
Record UpdatedMay 19, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000040391
DateJul 21, 2021
Book Page6150/233
Instrument2021-40391
Lender
NameREGIONS BANK
TypeBank
AddressCHARLESTON, SC 29401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPARTANBURG SC
Recording DateMay 5, 2026
Property Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
Document Number0000020395
Book / Page157Q / 768
Instrument DateApr 22, 2026
Instrument2026.20395
Transaction TypeTransfer
Record UpdatedMay 25, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$108,979.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906

Mortgage

Document Number0000020396,
DateMay 5, 2026
Instrument2026..20396
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate6.22%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPARTANBURG SC
Recording DateApr 6, 2026
Property Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
Document Number0000014863
Book / Page7196 / 445
Instrument DateMar 23, 2026
Instrument202614863
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906

Mortgage

Document Number0000014863,
DateApr 6, 2026
Book Page7196/445
Instrument202614863
Lender
NameCITIZENS BANK INC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueMar 26, 2051
Interest
Rate6.01%
Max Rate-1%

May 2024: Deed, Transfer

Document TypeDeed
JurisdictionSPARTANBURG SC
Recording DateMay 6, 2024
Property Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
Document Number0000017500
Book / Page146-J / 676
Map ReferenceMB 179 PG 393
Instrument DateMay 6, 2024
Instrument2024-17500
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Tax$1,066.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906

April 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSPARTANBURG SC
Recording DateApr 19, 2022
Property Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
Document Number0000020596
Book / Page136-T / 862
Map ReferenceMB 179 PG 393
Instrument DateMar 1, 2022
Instrument2022-20596
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address572 SAVANNAH HWY, CHARLESTON, SC 29407-7210
InvestorPossibly a Property Investor

April 2022: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionSPARTANBURG SC
Recording DateApr 19, 2022
Property Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906
Document Number0000020597
Book / Page136-T / 866
Map ReferenceMB 179 PG 393
Instrument DateMar 1, 2022
Instrument2022-20597
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
Tax$917.80
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1012 CORTLAND VLY, DUNCAN, SC 29334-7906

Tax Assessment & Valuation

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountySpartanburg County
Unified School DistrictSpartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,535.00 (+34.55%)$16,400 (+16.21%) Land $2,000 Building $14,400$410,000 (+16.21%) Land $50,000 Building $360,000
2024$1,884.00 (-0.26%)
2023$1,889.00$14,112 Land $2,000 Building $12,112$352,800 Land $50,000 Building $302,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 86% of South Carolina
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJWD MIDDLE TYGER WTP
serves 89,531 people · EPA ID SC4220006
Water SourceSurface water
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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