1012 Copperfield Ct, Waldorf, MD 20602 Property Records

Charles County property record for 1012 Copperfield Ct, Waldorf, MD 20602

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,380 sqft · built 1980
Lot Size0.07 acres (3,032 sqft)
OwnerIndividual Name on Record
Last Sale$288,000 (Aug 2022)
Tax Bill$7,737 (2025)
Deeds & MortgagesSep 2026 Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-094538

Property Details

APN / Parcel Number

Primary APN06-094538
Alternative APNs
  • 6094538
  • 094538

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,380 sqft Living Area
1st Floor Area720 sqft

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area3,032 sqft (0.07 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number094538
Street Address1012 COPPERFIELD CT
CityWALDORF
StateMD
Zip20602-1957
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeRH
Legal DescriptionL-7 RESUB S-5A & 5B CARRINGTON NEIGHBORHOOD ST CHARLES SUB - TWN HSE
Legal SubdivisionST CHARLES SUB
Legal Block3
Legal Lot Number7
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3005
Census Tract850902

Owner

Source: Charles County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1012 COPPERFIELD CT, WALDORF, MD 20602-1957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Aug 19, 2022Deed, Transfer · FHA Mortgage
TOWNEBANK MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 19, 2022 · Amount on Record
Deed SaleAug 19, 2022 · Amount on Record
Prior SaleOct 4, 1993 · Amount on Record
Deed Book / Page12671 / 238
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Recording DateSep 11, 2026
Property Address1012 COPPERFIELD CT, WALDORF, MD 20602-1957
Document Number1420000319
Book / Page14207 / 319
Instrument DateAug 6, 2026
Transaction TypeMortgage
Record UpdatedSep 22, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 COPPERFIELD CT, WALDORF, MD 20602-1957

Mortgage

Document Number1420000319,
DateSep 11, 2026
Book Page14207/319
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term312 Months
DueSep 1, 2052
Interest
Max Rate-1%

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateAug 19, 2022
Property Address1012 COPPERFIELD CT, WALDORF, MD 20602-1957
Document Number0126710238
Book / Page12671 / 238
Map ReferenceMB PCM 25 FO 179
Instrument DateAug 9, 2022
Transaction TypeTransfer
Record UpdatedSep 1, 2022
Title CompanyCOUNSEL TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,160.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1012 COPPERFIELD CT, WALDORF, MD 20602-1957

Mortgage

Document Number0012671245
DateAug 19, 2022
Instrument12671/245
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$271,267 (+39.66%)$302,700 (+45.25%) Land $95,000 Building $207,700
2025$7,737.00 (+169.49%)
2023$2,871.00$194,233$208,400 Land $90,000 Building $118,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
AT&T
Fixed Wireless
100 / 20

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