Miami County property record for 1012 Concord Ave, Piqua, OH 45356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 999 sqft · built 1978 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Sep 2024) |
| Tax Bill | $1,610 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Jul 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N44-073217 |
| Primary APN | N44-073217 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| 1st Floor Area | 1,998 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 8,276 sqft (0.19 acres) |
| Lot Dimensions | 115 ft deep x 71 ft wide |
| Garage Area | 513 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1012 CONCORD AVE |
|---|---|
| City | PIQUA |
| State | OH |
| Zip | 45356-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 7164 71' |
| Legal Subdivision | CANDLEWOOD HILLS SUBDIVISION |
| Legal Lot Number | 7164 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | PIQUA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 315002 |
1012 Concord Ave is owned and occupied by an individual who bought it in September 2024.
Source: Miami County records, as of August 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jul 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Sep 23, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST BANK RICHMOND NA |
| Oct 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK RICHMOND NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 18, 2024 · Amount on File |
| Deed Sale | Sep 18, 2024 · Amount on File |
| Prior Sale | Jul 21, 2023 · Amount on File |
| Deed Document Number | 20249473 |
| Prior Transfer Date | Oct 28, 2015 |
| Prior Transfer Doc | 0000014101 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Document Number | 0000007010 |
|---|---|
| Date | Jun 30, 2023 |
| Instrument | 2023OR-07010 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Jul 21, 2023 |
| Property Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Document Number | 0000007802 |
| Map Reference | MB 11 PG 102 |
| Instrument Date | Jul 7, 2023 |
| Instrument | 2023OR-07802 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Document Number | 0000007803 |
|---|---|
| Date | Jul 21, 2023 |
| Instrument | 2023OR-07803 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Document Number | 0000016615 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 2021OR-16615 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Sep 22, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 1012 CONCORD AVE, PIQUA, OH 45356-2718 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000015841 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020OR-15841 |
| Name | FIRST BANK RICHMOND NA |
|---|---|
| Type | Bank |
| Address | RICHMOND, IN 47374 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2025 property tax bill for 1012 Concord Ave was $1,610 with a homeowner's exemption, up 4.1% from the year before.
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| Municipality | Piqua City |
| Unified School District | Piqua City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,610.00 (+4.14%) Homeowner's exemption | $49,600 (+31.95%) Land $7,630 Building $41,970 | $141,700 Land $21,800 Building $119,900 |
| 2024 | $1,546.00 (+1.84%) Homeowner's exemption | $37,590 (-) Land $8,610 Building $28,980 | |
| 2023 | $1,518.00 (-3.5%) Homeowner's exemption | $37,590 (-) Land $8,610 Building $28,980 | $107,400 (-) Land $24,600 Building $82,800 |
| 2022 | $1,573.00 Homeowner's exemption | $37,590 Land $8,610 Building $28,980 | $107,400 Land $24,600 Building $82,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1012 Concord Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Concord Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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