1012 Cloverdale Dr, Royal Oak, MI 48067 Property Records

Oakland County property record for 1012 Cloverdale Dr, Royal Oak, MI 48067

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,458 sqft · built 1955
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$346,000 (Dec 2004)
Tax Bill$5,650 (2025)
Deeds & MortgagesMar 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN72-25-16-177-012

Property Details

APN / Parcel Number

Primary APN72-25-16-177-012

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,458 sqft Living Area
1st Floor Area1,522 sqft
Basement Area984 sqft
Finished Basement1,548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeBrick
Foundation TypeRaised
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions127 ft deep x 89 ft wide
Garage Area455 sqft
Parking Spaces2 Parking Spaces
Pool Area330 sqft
PorchSlab
Porch Area400 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1012 CLOVERDALE DR
CityROYAL OAK
StateMI
Zip48067-1288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeONE FAM
Legal DescriptionT1N, R11E, SEC 16 VINSETTA PARK SUB NO 1 LOTS 588 & 589 EXC PARTS TAKEN FOR GTWRR R/W & PLANTING STRIP, ALSO W 47 FT OF LOT
Legal Range11E
Legal Township01N
Legal Section16
Legal SubdivisionVINSETTA PARK SUB
Legal Lot Number588-590
JurisdictionOAKLAND MI
Township / Civil DivisionROYAL OAK
Census Block Group1
Census Block1017
Census Tract184000

Owner

1012 Cloverdale Dr is owned and occupied by two individuals who bought it in December 2004.

Source: Oakland County records, as of July 2, 2026

Owner of Record2 Individual Names on File
Mailing Address1012 CLOVERDALE DR, ROYAL OAK, MI 48067-1288
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2004 · Amount on File
Deed SaleDec 20, 2004 · Amount on File
Deed Document Number2004493369
Deed Book / Page34619 / 646
Record UpdatedOct 29, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1012 CLOVERDALE DR, ROYAL OAK, MI 48067-1288
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000038191
DateMar 12, 2018
Book Page51625/00201
Instrument38191
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressTROY, MI 48084
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1012 Cloverdale Dr was $5,650 with a homeowner's exemption, down 28.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityRoyal Oak City
Unified School DistrictRoyal Oak City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,650.00 (-28.82%) Homeowner's exemption$263,800$527,600
2024$7,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1012 Cloverdale Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1012 Cloverdale Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ROYAL OAK
serves 57,236 people · EPA ID MI0005830
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionMay 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 755 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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