Union County property record for 1012 Clover Crest Ln, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 7 ba · 5,877 sqft · built 2002 |
| Lot Size | 0.926 acres (40,337 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $2,800,000 (Apr 2025) |
| Tax Bill | $11,881 (2025) |
| Deeds & Mortgages | Nov 2018 Sale Sep 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-174-039 |
| Primary APN | 06-174-039 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 5,877 sqft Living Area |
| 1st Floor Area | 1,201 sqft |
| Basement Area | 267 sqft |
| Unfinished Basement | 267 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Type | Gable |
| Lot Area | 40,337 sqft (0.926 acres) |
| Garage Type | Attached |
| Garage Area | 910 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 561 sqft |
| Greenhouse | Greenhouse |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1012 CLOVER CREST LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-7714 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-40 WEDDI |
| Legal Description | #112 HIGHGATE PH1A BLK3 MAP4 OPCG105 |
| Legal Subdivision | HIGHGATE |
| Legal Block | 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | SANDY RIDGE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21006 |
1012 Clover Crest Ln, a rural home, is owned and occupied by two individuals who bought it in April 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1012 CLOVER CREST LN, MATTHEWS, NC 28104-7714 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 5, 2018 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF NC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2025 · Amount on File |
| Deed Sale | Apr 29, 2025 · Amount on File |
| Prior Sale | Nov 5, 2018 · Amount on File |
| Deed Document Number | 202510347 |
| Deed Book / Page | 9107 / 459 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Nov 5, 2018 |
| Property Address | 1012 CLOVER CREST LN, MATTHEWS, NC 28104-7714 |
| Document Number | 7263828 |
| Book / Page | 007263 / 000828 |
| Instrument Date | Nov 5, 2018 |
| Instrument | 30959 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $4,600.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1012 CLOVER CREST LN WEDDINGTON NC 281047714, WEDDINGTON, NC 28104-7714 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1012 CLOVER CREST LN, MATTHEWS, NC 28104-7714 |
| Document Number | 7020527 |
| Book / Page | 007020 / 000527 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1012 CLOVER CREST LN WEDDINGTON NC 281047714, WEDDINGTON, NC 28104-7714 |
| Document Number | 7020527 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 007020/000527 |
| Instrument | 28034 |
| Name | BANK OF NC |
|---|---|
| Type | Bank |
| Address | THOMASVILLE, NC 27361-1148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1012 Clover Crest Ln was $11,881.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Weddington Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,378,200 (-) Land $312,000 Building $2,066,200 | $2,378,200 (-) Land $312,000 Building $2,066,200 | |
| 2025 | $11,881.00 | $2,378,200 Land $312,000 Building $2,066,200 | $2,378,200 Land $312,000 Building $2,066,200 |
| 2023 | $13,396.00 | $2,116,400 Land $268,500 Building $1,847,900 | $2,116,400 Land $268,500 Building $1,847,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Clover Crest Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Clover Crest Ln is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL | 100 / 20 |
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