1012 Calle Deceo, Chula Vista, CA 91913 Property Records

San Diego County property record for 1012 Calle Deceo, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,411 sqft · built 2018
Lot Size	0.76 acres (3,351 sqft)
Owner	2 Individual Names on File
Last Sale	$634,500 (Jun 2018)
Tax Bill	$14,828 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`644-383-30-00`

Property Details

APN / Parcel Number

Primary APN	`644-383-30-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,411 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	3,351 sqft (0.76 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1012 CALLE DECEO
City	CHULA VISTA
State	CA
Zip	91913-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 251 TR 016160
Legal Subdivision	CHULA VISTA 16-02 OTAY RANCH V
Legal Tract	016160
Legal Block	3
Legal Lot Number	251
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3062
Census Tract	13317

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1012 CALLE DECEO, CHULA VISTA, CA 91913-3345
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Sep 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage CF BANK
Apr 18, 2020	Deed of Trust, Mortgage · Conventional with PMI CFBANK NA
Jun 11, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2018 · Amount on File
Deed Sale	Jun 11, 2018 · Amount on File
Deed Document Number	2018235471
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1012 CALLE DECEO, CHULA VISTA, CA 91913-3345
Transaction Type	Mortgage
Record Updated	Dec 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CALLE DECEO, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000356785
Date	Dec 18, 2025
Instrument	2025-0356785

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1012 CALLE DECEO, CHULA VISTA, CA 91913-3345
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CALIE DECEO, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000660930
Date	Sep 20, 2021
Instrument	2021-0660930

Lender

Name	CF BANK
Type	Bank
Address	COLUMBUS, OH 43085

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1012 CALLE DECEO, CHULA VISTA, CA 91913-3345
Document Number	0000222706
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 CALLE DECEO CHULA VISTA CA 919133345, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	0000222706
Date	May 1, 2020
Instrument	222706

Lender

Name	CFBANK NA
Address	WORTHINGTON, OH 43085

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 11, 2018
Property Address	1012 CALLE DECEO, CHULA VISTA, CA 91913-3345
Document Number	0000235471
Instrument Date	May 24, 2018
Instrument	235471
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	FNTG BUILDER SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$697.95
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1012 CALLE DECEO CHULA VISTA CA 919133345, CHULA VISTA, CA 91913-3345

Mortgage

Document Number	235472
Date	Jun 11, 2018
Instrument	235472

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 10, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$735,894 (+2%) Land $261,129 Building $474,765
2025	$14,828.00 (+5.33%) Homeowner's exemption	$721,465 (+4.04%) Land $256,009 Building $465,456
2023	$14,077.00 (+2.95%) Homeowner's exemption	$693,452 Land $246,069 Building $447,383
2022	$13,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35

May also be available: T-Mobile, Verizon.

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