1012 Chovan Dr, Joliet, IL 60435 Property Records

Will County property record for 1012 Chovan Dr, Joliet, IL 60435

Property Summary

Property Type	Condominium
Details	2 ba · 1,173 sqft · built 1996
Lot Size	0.499 acres (21,735 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Apr 2023)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-06-01-410-075-1005`

Property Details

APN / Parcel Number

Primary APN	`05-06-01-410-075-1005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,173 sqft Living Area
Basement Area	1,173 sqft
Unfinished Basement	1,173 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Condo/Apartment
Lot Area	21,735 sqft (0.499 acres)
Garage Type	Attached
Garage Area	231 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1012 CHOVAN DR
City	JOLIET
State	IL
Zip	60435-9335
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 53 IN SOUTH POINTE CONDOS OF LOT 11, IN CHOVAN ESTATES UNIT 3, A SUB OF THE W1/2 SE1/4 IN SEC. 1 T35N-R9E.
Legal Range	09E
Legal Township	35N
Legal Section	01
Legal Subdivision	CHOVAN ESTATES
Legal Lot Number	11
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2003
Census Tract	883208

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1012 CHOVAN DR, JOLIET, IL 60435-9335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2025	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Apr 10, 2023	Warranty Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Apr 23, 2014 · Amount on Record
Deed Document Number	202316441
Prior Transfer Date	Apr 10, 1997
Prior Transfer Doc	0000029664
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	1012 CHOVAN DR, JOLIET, IL 60435-9335
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CHOVAN DR, JOLIET, IL 60435-9335

Mortgage

Document Number	0000024731
Date	May 13, 2025
Instrument	R2025024731

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Apr 1, 2053

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Apr 10, 2023
Property Address	1012 CHOVAN DR, JOLIET, IL 60435-9335
Document Number	0000016441
Map Reference	DOC R94-5093
Instrument Date	Mar 31, 2023
Instrument	R2023016441
Transaction Type	Transfer
Record Updated	Aug 21, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$191.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1012 CHOVAN DRIVE, TINLEY PARK, IL 60477

Mortgage

Document Number	0000016442
Date	Apr 10, 2023
Instrument	R2023016442

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

Interest

Rate	5.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Troy Township
Municipality	Joliet City
Secondary School District	Joliet Township High School District 204 (09 - 12)
Elementary School District	Troy Community Consolidated School District 30C (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,223.00 (+143.27%)	$69,325 (+8.2%) Land $9,795 Building $59,530	$207,975 (+8.2%) Land $29,385 Building $178,590
2024		$64,070 (+34.97%) Land $9,040 Building $55,030	$192,210 (+34.97%) Land $27,120 Building $165,090
2022	$2,147.00 Homeowner's exemption Senior Citizen's exemption	$47,469 Land $7,685 Building $39,784	$142,407 Land $23,055 Building $119,352

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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