Gratiot County property record for 1012 Cheesman Rd, Saint Louis, MI 48880
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,826 (2023) |
| Deeds & Mortgages | Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 53-850-086-00 |
| Primary APN | 53-850-086-00 |
|---|
| Lot Area | 12,632 sqft (0.29 acres) |
|---|
| Street Address | 1012 CHEESMAN RD |
|---|---|
| City | SAINT LOUIS |
| State | MI |
| Zip | 48880-9402 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WD L 549 P 770 WESTGATE PARK LOT 88. PROPERTY ADDRESS 1012 WEST CHEESMAN ROAD |
| Legal Subdivision | WESTGATE PARK |
| Legal Lot Number | 88 |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | ST. LOUIS |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 300 |
1012 Cheesman Rd is owned and occupied by an individual who acquired it in November 2020.
Source: Gratiot County records, as of June 4, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1012 CHEESMAN RD, SAINT LOUIS, MI 48880-9402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 18, 2020 |
| Transfer Doc | 1070/1366 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Dec 7, 2020 |
| Property Address | 1012 CHEESMAN RD, SAINT LOUIS, MI 48880-9402 |
| Document Number | 1070/1366 |
| Book / Page | 1070 / 1366 |
| Map Reference | BK 1 PG 151 |
| Instrument Date | Nov 18, 2020 |
| Instrument | 333097 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1012 CHEESMAN RD, 1012, SAINT LOUIS, MI 48880-9402 |
| Name | Verified Name |
|---|---|
| Address | 1012 CHEESMAN RD, SAINT LOUIS, MI 48880-9402 |
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| Municipality | St. Louis City |
| Unified School District | St. Louis Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $63,400 (+4.45%) | $126,800 (+4.45%) | |
| 2025 | $60,700 | $121,400 | |
| 2023 | $1,826.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1012 Cheesman Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1012 Cheesman Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. LOUIS serves 6,976 people · EPA ID MI0006320 |
|---|---|
| Water Source | Purchased surface water from GRATIOT AREA WATER AUTHORITY |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Baraga Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| ISP Management Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, CMS Internet.
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