1012 Cato Dr, Albert Lea, MN 56007 Property Records

Freeborn County property record for 1012 Cato Dr, Albert Lea, MN 56007 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,143 sqft · built 1950
Lot Size	0.14 acres (6,032 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (Feb 2015)
Tax Bill	$2,022 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.214.0030`

Property Details

APN / Parcel Number

Primary APN	`34.214.0030`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	702 sqft
Basement Area	630 sqft
Finished Basement	630 sqft
Unfinished Basement	630 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	6,032 sqft (0.14 acres)
Lot Dimensions	116 ft deep x 52 ft wide
Porch	Slab
Porch Area	780 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1012 CATO DR
City	ALBERT LEA
State	MN
Zip	56007-3868
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TROLEN SUBDIVISION LOT-002 LOT 2 EXC N 10 FT OF E 102 FT TROLEN SUB
Legal Subdivision	TROLEN SUBDIVISION
Legal Lot Number	2
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	1
Census Block	1029
Census Tract	180600

Owner

Source: Freeborn County records · APN 34.214.0030

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1012 CATO DR, ALBERT LEA, MN 56007-3868
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARCADIAN BANK
Dec 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK HARTLAND
Mar 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ARCADIAN BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2015 · Amount on Record
Deed Sale	Feb 11, 2015 · Amount on Record
Deed Document Number	2015313023
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1012 CATO DR, ALBERT LEA, MN 56007-3868
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000T552849
Date	Jan 10, 2022
Instrument	T552849

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1012 CATO DR, ALBERT LEA, MN 56007-3868
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A530560
Date	Dec 27, 2017
Instrument	A530560

Lender

Name	FARMERS STATE BANK HARTLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2048

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	1012 CATO DR, ALBERT LEA, MN 56007-3868
Transaction Type	Mortgage
Record Updated	Apr 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A547617
Date	Mar 12, 2021
Instrument	A547617

Lender

Name	ARCADIAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Freeborn County records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$156,400 (+21.81%) Land $14,600 Building $141,800	$156,400 (+21.81%) Land $14,600 Building $141,800
2025	$2,022.00 (+53.41%)
2023	$1,318.00 (+29.98%) Homeowner's exemption	$128,400 Land $14,600 Building $113,800	$128,400 Land $14,600 Building $113,800
2020	$1,014.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Freeborn County (27047C), updated January 26, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270471806001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2016, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Low above 3% of the US · above 11% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 276 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LTD Broadband	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 1,000
Winnebago Cooperative Telecom Association	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Metronet Holdings, LTD Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Cato Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures